I'm not saying it is or isn't the way to go as I have never tried it so I would not be able to offer an opinion other than being the Devil's advocate. All I have to go on which seems good enough is what JD has said and what others have either said or not said to him who have been around here for a while.
Now we are talking contracts, getting down to brass tacks. The contract says that ONCE YOU TERMINATE OR GET TERMINATED YOU HAVE TO BUY THE LEADS FOR THE NEXT TWO WEEKS. OBVIOUSLY YOU CAN'T WRITE ANY BUSINESS FROM THESE LEADS THROUGH EFES BECAUSE YOU WERE TERMINATED (makes sense and contract doesn't say otherwise). HOW ARE YOU SUPPOSED TO SELL THESE LEADS? ONLY WAY I WOULD KNOW HOW IS TO HAVE A FEW CARRIERS IN MY POCKET OUTSIDE OF EFES UMBRELLA. WHAT THOSE ONES ARE, I WOULDN'T KNOW. JD ISN'T WORRIED ABOUT IT BECAUSE HE ISN'T LEAVING ANYTIME SOON AND IF HE RECEIVED TWO WEEKS OF LEADS IF HE DID HE PROBABLY HAS THE SPARE DOUGH TO PAY FOR IT........TAX WRITE-OFF FOR HIM.
EFES sounds like a good deal for someone who wants to do FE full time. Part time, not so good. If I were going to try and do it full time, I would go with EFES.
If they terminate you, or you terminate them, I am sure they still want your money and are happy for you to keep writing business on their leads. I have been both in and out of the leads program, and they like my business no matter how I send it.