Fex Quotes Offline Mode!

[jdeasy]

Bam, exactly!!!!

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Double bam. Two other big producers agree that the tool isn't necessary.

Hey, it is nice to have, but completely unnecessary.

Add another. I don't even subscribe to the quoter. I look at the free one on the FEX site occasionally but never in the home to figure rates.

I don't need to look at it to know who has the lowest rates and it doesn't matter anyway if the person can't qualify for those companies. Once I know which company I'm going to recommend I only have to figure one company.

 

[Gooner]

Once I know which company I'm going to recommend I only have to figure one company.

Exactly. The tech is great, but like everything else it becomes a crutch.

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I use it because it is usually just faster and let's me know if the company I'm putting them with is 'in line' with the other companies.

 

[sirherbie]

A Gps is also a crutch . Let's pull out the AAA maps.If we had no cars Id use a bike. For me it saves a lot of time.An example is a owner of a business with 6 older people employees wanted them to buy. I must have given 50 quotes with different cos due to different ailments . Is it a necessity :no Is it nice to have:yes. I have pdf's of all rates and underwriting on my surface pro.But I will say my gps is mandatory . I've learned how to manipulate data in different formats . We'll have to do a thread on that.

 

[Newby]

I love having one quoter that pulls up all my companies at once. Before there was FEXQuotes I built my own with Spreadsheets that worked on Palm Pilots.

It doesn't matter if I know the one company I'm pulling the quote on or not, I like to keep it simple.

I'll use the precalculated rate sheets sometimes for pricing money purchases.

But Figuring quotes manually from a rate card makes as much sense to me as eating spaghetti with a spoon.

I respect everyone's right to figure rates however they want but no matter how big of a producer a guy is when he's telling me he doesn't use FEXQuotes I'm looking at him the same way I look at an Amish guy telling me he doesn't use light bulbs.

 

[jdeasy]

I love having one quoter that pulls up all my companies at once. Before there was FEXQuotes I built my own with Spreadsheets that worked on Palm Pilots.

It doesn't matter if I know the one company I'm pulling the quote on or not, I like to keep it simple.

I'll use the precalculated rate sheets sometimes for pricing money purchases.

But Figuring quotes manually from a rate card makes as much sense to me as eating spaghetti with a spoon.

I respect everyone's right to figure rates however they want but no matter how big of a producer a guy is when he's telling me he doesn't use FEXQuotes I'm looking at him the same way I look at an Amish guy telling me he doesn't use light bulbs.

And we sat in your office and compared rates. You used the quoter and I used the rate cards. I beat you every time.

Making the argument you making is one of the dumbest I've seen. And it shows that you are not out in the field selling FE everyday. Of course it's easy to play around with it in an office.

In the field I only need the rate for the company I'm going to recommend. I understand the need to pimp the quoter but that's all it is, pimping.

 

[lifeagent007]

if you are too damn lazy, stupid, ignorant...

I don't know, this whole thread is just the epitome of lazy ass, weak agents that don't want to hone their craft. ..ohhhh the humanity.

Gooner, above is the reasons why your response was completely out of line...


And I agree Newby,

Progression!

No one is saying that Fex Quotes is necessary only that it makes life easier. So if you don't agree then fine. But why must you rage on others who like the convenience??

 

[Rearden]

Gooner, above is the reasons why your response was completely out of line...


And I agree Newby,

Progression!

No one is saying that Fex Quotes is necessary only that it makes life easier. So if you don't agree then fine. But why must you rage on others who like the convenience??

It's not a matter of cursing convenience, as it is more about the reality that pricing means nothing without considering underwriting.

Very few of my cases are healthy enough to exclusively rely on quotes; most of the cases I am closing have more complex health issues, and a simple price alone is not enough to determine which company to use.

Now, put in the context of running a quote AFTER you establish where the applicant will fit due to underwriting... then you have a more practical use for the software.

 

[Newby]

It's not a matter of cursing convenience, as it is more about the reality that pricing means nothing without considering underwriting. Very few of my cases are healthy enough to exclusively rely on quotes; most of the cases I am closing have more complex health issues, and a simple price alone is not enough to determine which company to use. Now, put in the context of running a quote AFTER you establish where the applicant will fit due to underwriting... then you have a more practical use for the software.

FEXQuotes doesn't slow down your company selection process at all.

No one figures rates on paper before health qualifying. So why would using FEXQuotes be any different.

 

[Gooner]

Gooner, above is the reasons why your response was completely out of line... And I agree Newby, Progression! No one is saying that Fex Quotes is necessary only that it makes life easier. So if you don't agree then fine. But why must you rage on others who like the convenience??

And you are quoting me out of context. I wasn't raging on people who like convenience, I was raging on lazy, weak agents that rely on a quoting tool.

You've had 3 big producers say the exact same thing and yet I'm the asshole? Well of those three, I probably am the biggest asshole

That doesn't change the fact that the quoter isn't necessary. Doug us going to write north of 300k this year, JD and Dave probably north of 200k...all 3 say it's a crutch. I think it breeds laziness for agents.

This is what happens when I miss Travis' phone call...we didn't vent to each other so we took it out in the forum. Lol

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And we sat in your office and compared rates. You used the quoter and I used the rate cards. I beat you every time. Making the argument you making is one of the dumbest I've seen. And it shows that you are not out in the field selling FE everyday. Of course it's easy to play around with it in an office. In the field I only need the rate for the company I'm going to recommend. I understand the need to pimp the quoter but that's all it is, pimping.

I can't give you a thumbs up from my phone, so I'll just quote and give you an "atta boy". Lol

 

[Newby]

So to summarize:

100% of top producers say pay for FEXQuotes but don't hardly use it.

10% of top producers say don't pay for it but use it rarely if it's free.

Agents who sit in an office all day and have customers throwing apps at them through their drive through window say use it every day.

And Newby only likes it because he gets a cut of all the FEXQuotes profit. (Actually he PIMPS it!)

How about this: maybe use it if it gets you to the rate you are looking for quicker plus has the added advantage of showing you how your company compares on rates to other choices you might have? I don't need to have the cheapest company. But I have changed from my initial thought due to a large rate difference.

This thread is like a bunch of guys ranting that the horseless carriages will never replace his buggy.

And before you get into the "JD sells more than you stuff" yeah he runs faster than me too. But it's not because he wears Red Ball Jets.