I guess if it is so bad, how do you think these guys are making money?
Greed and gulliblity.
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I guess if it is so bad, how do you think these guys are making money?
I saw that....I guess the trick now is they are setting everyone up with a marketing system of some sort whereby the agent approaches certain businesses and asks them to help find life insurance clients for a small finders fee....anyone worked this system yet???Now it's changed to something else. Has anyone actually worked with them on this apparent new venture?
I spoke to the guy (Chris) yesterday and they were initially promoting Americo for the original final expense, but Americo put a stop to that "verbal" agreement they apparently had with his outfit. Now he changed the system and was going with Assurity and now mainly Foresters. He says he will contract you at 95%, but was not real clear on giving out any little bit about how the program works unless you fill out the contracting paperwork first. It seems ok, but I was going to contact Foresters first to get a bit more info. on this guy. He does not give his phone number on the website, so I emailed him and he calls me back from a "private" number and I didn't like that. I finally got him to give me HIS number, but I initially was wondering why he doesn't do that in the beginning. Not that it's a big deal, but it would have been nice just to call and get a hold of someone without back and forth chasing. I'd really like to know though, because he swears it's the "easiest thing to do". We will see.
Any agent that is naive enough to believe that deserves the bad experience that awaits them down that path... The only people talking about selling FE over the phone are Marketers.
I have not met, talked, or heard of an agent that is making a good consistent living selling over the phone... However, I have spoken with plenty of agents that bought in to the idea, and realized quickly they had made a mistake.
Maybe in 20-25 years that generation will be open to making that purchase over the phone, or Internet. However the FE market (58- 80 low income procrastinating skeptics) are not a viable group to present/close/and retain FE business via marketing over the phone. The phone is a useful tool to set the appointment for a face-to-face appt.
Believe me, I wish it was true and it worked because I would be all over it.
Thus settling once and for all that it is much better to sell over the phone!! Right.....so, was it through Finalexpensebyphone.com??I sold 2 F.E policies over the phone on Thursday and Friday for a combined commission of about $1100.00