Florida Guaranteed Issue - MAPD plan leaving terminated

[frank04]

Hello,

Trying to do a Florida Guaranteed Issue Supplement for 2025 and getting medical history questions. I answered Medicare plan leaving area and no longer available for the eligibility reason.

Is there something I am overlooking, or is this not considered Guaranteed Issue/Guaranteed Acceptance in Florida - when MAPD plan is terminated/leaving the area?

Carrier is not much help- they said just have them answer the medical history questions, it will be fine. That doesn't sound like a good idea.

Thanks

 

[axeman462]

Hello,

Trying to do a Florida Guaranteed Issue Supplement for 2025 and getting medical history questions. I answered Medicare plan leaving area and no longer available for the eligibility reason.

Is there something I am overlooking, or is this not considered Guaranteed Issue/Guaranteed Acceptance in Florida - when MAPD plan is terminated/leaving the area?

Carrier is not much help- they said just have them answer the medical history questions, it will be fine. That doesn't sound like a good idea.

Thanks

Skip the medical, and submit supporting documents and you are good to go

 

[MP9393]

Depending on carrier , if you select "GI" and pick the appropriate 'GI" The health questions should be greyed out.

Otherwise as someone else said , just skip all those questions and submit app with supporting Docs.

 

[frank04]

Won't let me skip and continue. Very bizarre. This is florida blue. Not my favorite to enroll. Poor user experience.

 

[billyb]

What MAPD is terminating the coverage in FL?

 

[frank04]

Cigna

 

[Chazm]

Won't let me skip and continue. Very bizarre. This is florida blue. Not my favorite to enroll. Poor user experience.

There’s your answer right there. Their app process is bottom of the barrel. Can you use Sunfire for their med Supp enrollment? Or maybe the new HealthSherpa

 

[Packerland]

Is Cigna leaving the entire state or just select counties and or plans?

 

[Chazm]

Is Cigna leaving the entire state or just select counties and or plans?

Cigna PPO is leaving the entire state

 

[Special Agent]

Cigna PPO is leaving the entire state

i have an MA member that really wants to get back to med supp to go to mayo clinic but failed underwriting because of blood thinner/cardio issue.I have not ever recommended someone do this but is it correct if he enrolls in a terminating plan for nov or dec using fema sep he will get a letter of termination that will give him GI? Anybody used this before?