Foresters Changes?
- Thread starter donamese
- Start date
NEWMANINSURANCE
Expert
- 36
Isn't the guy running that the same one that was running Union Bankers years ago? I think he lives in Alabama.
- 296
GoPokes, what area of the state do you work?
- 19,648
They have always listed the ht/wt on the app., so it was just a matter of time before they started using it, if they are now. I've been told that they are not. We'll see.
You must be getting their POS interview confused with UHL. They are ones that take forever on the disclaimer. Foresters is bad, but not nearly as bad as most.
Foresters whole interview and decision averages less than 10 minutes for me and that's dialing to completion. That's still too long, but not like you indicated. They say they are working to shorten that even more.
If you wanna do a PIA phone interview, do RNA's. By far the worst of the bunch and everytime they make "improvements", it gets worse. Well, RNA is not worse than UHL, but that's the only one worse than them. I don't believe I have a UHL this year, so they aren't really an issue to me any longer.
Yes, you have always had to list it on the planright, but they don't decline based on it. They will in the future.
I didnt say PHI. I said Foresters PHONE APP. The one you can sell the entire app over the phone. You have to go through training to use it and be approved to do it, but I never use it, because it takes way too long to do. It is over 23 mins of just listening to legal terms. They will be deleting this from process very soon. i want Foresters Voice Signature
With UHL PHI, this year I've never had one go over 13 mins.
- 19,648
I've never the whole phone app with Foresters. I can imagine that it would be a real PIA.
Even if you can do the UHL in leass than 13 minutes you still don't an answer as to whether it's approved or not.
I don't even have any of their apps anymore or any of their supplies. I threw all that out. No reason to even have them in your toolbox in my opinion.
With UHL Know before you go, over 83% of the time you will know if it is issued or not before you leave the clients house.
I know you hate uhl. I still personal write a lot of business with UHL and will keep using them. Over 83% of the time, when I do the PHI, Know Before you go, I will know if they will take the client or not before I leave the home.
WIth the Foresters over the phone app, It is a PIA, but they will be redoing it very soon. Most of the problem was legal disclaimer. I tried it about 4 times before I quit using it. I will try it again after they make the changes.
jasperjohns
Super Genius
- 198
so does RNA have better rates then SL, or better easier issue? I just contracted with SL and the contract is not captive and got 100% payout based on current production. And the leads are fairly priced....what am I missing? Seroiusly Im not drinking the koolaid yet so enlighten me, plz
- 19,648
RNA has better rates than almost everyone in the FE market. Excpet for male smokers over age 60. That's not a good place for RNA.
The member benefits with RNA are outstanding. Much better than Foresters member benefits and Foresters benefits are very good.
For those male smokers over 60 I use Amercico. Americo has great rates for non smokers too, but they don't have the member benefits of RNA. I also don't like the renewal system that EFES has with Americo. If that was different I would make Americo my "go to" company.
You need many companies if you are going specialize in FE. I use AmCon quite a bit as well as Monumental. I also have AmAm, 5 Star, UHL and Oxford. I don't use those much at all anymore.
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