Funeral Director

[jerryrut]

In Mississippi as well as some other states, the FHs can sell FE and some do, but most not aggressively. I sold both FE and preneed for several. Florida laws are much different. I and the FH preferred that I write FE but there are situations where preneed is the best option.

 

[Newby]

Wouldn't it make better sense to visit someone who has mastered the FE market to learn more about FE?

If you want to learn Preneed, then go see a funeral director.

Actually even for Pre-need it would be a rare Funeral Director that knew anything about how to sell it. That's why they contract it out to insurance agents/preneed agents.

 

[jerryrut]

Prob depends on the state and whether it's locally owned or corporate.

 

[jerryrut]

I know a lot of FD that write their own preneed because there is no UW but very few write FE. And, good luck getting any info out of one; they are some of the most paranoid, suspicious and territorial people I've ever met.

 

[Newby]

I know a lot of FD that write their own preneed because there is no UW but very few write FE. And, good luck getting any info out of one; they are some of the most paranoid, suspicious and territorial people I've ever met.

A lot of little small funeral homes just have the owner write the walk-in pre-needs which are usually Medicaid spend downs or imminent deaths. Very few of those do any actual marketing.

The funeral homes that are a bit larger have a full time insurance agent writing pre-need and sometimes FE and even Medicare with an office within the funeral home. Those agents market through mailers and seminars.

 

[jerryrut]

Exactly. Again, depending on the state and the companies that operate there, preneed is also a good option for GI. I too had an office in a couple of FHs and could write anything that I wanted. They also ran ads in the weekly paper for me and at least once a year they and the preneed company sent mailers to the entire county. That's not typical though, rare would be more like it.

 

[jerryrut]

Newby, changing the subject for a minute, I saw your posts about Oxford Life from a couple of years ago, are they any better now?