GEICO for your home but it is a Hartford quote?

[URDRWHO]

while I feel your frustration, most friends I know that have an independent agent say "I have my insurance with ABC or XYZ or Hometown Agency"-- those are all agencies & the client may actually have 3-4 different carriers for Auto, Home, motorcycle, boat, umbrella, etc. rarely do they say "I have it with Frankenmuth or Safeco or Auto Owners"

Nah --- don't think so, I don't buy it.

I would wager some good drinks that if you ask, who is your auto insurer or HO insurer people will give an insurance company. When you pay that invoice --- you know who your insurer is and it isn't an agency.