Gerber Life Guaranteed Issue

[Todd King]

Yes, it's in every state except for MT and AR. Age 50-80 and face from 5k-25k.

Not in CA either.
- - - - - - - - - - - - - - - - - -

Gerber is a no-brainer to pick up. It's priced as low as any GI plan on the market. Commissions are lower than regular FE but higher than other competitively priced GI plans. You can add it to what you already carry for those appointments that are uninsurable AND price sensitive.

If you already have any contracts though us (fexcontracting) you probably won't even need to fill out any paperwork to add it. Just send Brad Aden an email that you want to add it and it's done. You also get the Gerber Grow Up plan and the Gerber College Savings Plan.

No, they kept telling it was just going to be an amendment if you already have Gerber, but no, it's a whole new contract!

There's also an Accident Plan available.

Any of my agents reading this, we're good to go...let me know and I'll send you the contract.

 

[Jerard]

Heck, I'd love to have it for the kids grow up plan. I have a need for that more often then a GI.

 

[Todd King]

Heck, I'd love to have it for the kids grow up plan. I have a need for that more often then a GI.

Would you like to call me for a contract? I'll hook you up.

 

[360]

Not in CA either.
- - - - - - - - - - - - - - - - - -

My notes show CA is fine now, they were previously excluded.

 

[Todd King]

My notes show CA is fine now, they were previously excluded.

You could very well be right. I have two documents, one says it's not available in CA and the other one doesn't.

I think I'll go with your assessment!

NEW GERBER GI PRODUCT NOW AVAILABLE IN CALIFORNIA!!

 

[TwiLight]

What is the FIRM Chargeback numbers for the GI and other products?

 

[360]

What is the FIRM Chargeback numbers for the GI and other products?

Firm chargeback numbers are 100% months 1-12 and 50% months 13-24 for early death on the GI product. Not sure on the other products but it's not like anyone would be expecting many deaths in the first two years on a Grow Up Plan, etc.

 

[TXInsuranceAgent]

What's the deal with Montana? Seems like the products are either not available there are the rates are different as compared to other states.
Is there's not enough residents for the amount of land?
Why we're at it, what's the deal with Arkansas?

 

[jdeasy]

Not in CA either.
- - - - - - - - - - - - - - - - - -


No, they kept telling it was just going to be an amendment if you already have Gerber, but no, it's a whole new contract!

There's also an Accident Plan available.

Any of my agents reading this, we're good to go...let me know and I'll send you the contract.

I believe Newby and Brad have one set of contracting paperwork that they use for all companies. Shouldn't have to fill out additional if one wants to pick up another company through them.

 

[Todd King]

Yes, I guess that is true for them. I keep looking at getting that type of program set up, but I keep deciding against it for several reasons. Maybe one day I'll do it.