Globe For Children

When it comes to competing, try this:

Tell the client that if their child lives to age 100, assuming they are 10 now, that the total cost of all premiums will be much better with (on this example, RNA).

Whip out the old yellow pad...

"With Globe you and your child will pay on this for 90 more years and pay a total of premiums of 12,474.

With RNA, you only pay 5956.80 for 20 short years.

Ma'am....not only do you cut 90 long years of the paying of these premiums...but you cut your total payments up have to pay in half. Which do you think is the better deal for both you and your little monster...errrr....child?"

It just may work....

*Based on the 25K plan Globe peddles.
 
When it comes to competing, try this:

Tell the client that if their child lives to age 100, assuming they are 10 now, that the total cost of all premiums will be much better with (on this example, RNA).

Whip out the old yellow pad...

"With Globe you and your child will pay on this for 90 more years and pay a total of premiums of 12,474.

With RNA, you only pay 5956.80 for 20 short years.

Ma'am....not only do you cut 90 long years of the paying of these premiums...but you cut your total payments up have to pay in half. Which do you think is the better deal for both you and your little monster...errrr....child?"

It just may work....

*Based on the 25K plan Globe peddles.

Great example! Non participating whole life plans can really cost a client over the course of a life time
 
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