Good Simple Issue Term

[lakeloveroktx]

I am door knocking for FE nut run into a lot of younger people. Im looking for a good simple issue term

Thanks for the help

 

[WinoBlues]

I am door knocking for FE nut run into a lot of younger people. Im looking for a good simple issue term

Thanks for the help

There are several. Depends on the prospect. I just did Americo on a couple, M 6' 300#s F & 5' 2" 245#. UHL has a plan that goes to tbl8. Assurity for healthier clients. Sagicor I think is non med to 65 to $250k.

Wish there was a way to have two filters in Compulfe. That would make quoting quicker. Standard underwriting and Non Med and SI .

 

[TwiLight]

Sagicor, UHL, Transamerica, Americo.

All good companies, contact me and we can get you set up with all of them.

 

[TPAAgent]

Fidelity was a beast for me- then they nut hooked the preferred rating and still waiting on approval in Florida

That was a lightning quick simple app, no APS- accept/reject usually in 48 hours...

Foresters and Assurity apps are like phone books- do like the nm up to 350k on Assurity tho'-

I'm going to try and get back into MP and regular term as 50% of my business, with the other half being FE

Just submitted 2 Americo term express yesterday on a husband and wife, my first submit for thta product, so I'll see how it goes..

I really miss the days of those simplified MP companies like Conseco and CNA , F&G etc...

 

[WinoBlues]

Fidelity was a beast for me- then they nut hooked the preferred rating and still waiting on approval in Florida

That was a lightning quick simple app, no APS- accept/reject usually in 48 hours...

Foresters and Assurity apps are like phone books- do like the nm up to 350k on Assurity tho'-

I'm going to try and get back into MP and regular term as 50% of my business, with the other half being FE

Just submitted 2 Americo term express yesterday on a husband and wife, my first submit for thta product, so I'll see how it goes..

I really miss the days of those simplified MP companies like Conseco and CNA , F&G etc...

Cash flow, renewals and long term inventory.

Business wise I would love to only write 10 and 15 year for term from this point forward. Get to my second bite of the apple while I can still walk.

 

[deadhead]

Fidelity was a beast for me- then they nut hooked the preferred rating and still waiting on approval in Florida

That was a lightning quick simple app, no APS- accept/reject usually in 48 hours...

Foresters and Assurity apps are like phone books- do like the nm up to 350k on Assurity tho'-

I'm going to try and get back into MP and regular term as 50% of my business, with the other half being FE

Just submitted 2 Americo term express yesterday on a husband and wife, my first submit for thta product, so I'll see how it goes..

I really miss the days of those simplified MP companies like Conseco and CNA , F&G etc...

Let us know how it goes. Used to sell quite a bit of Fidelity's rapid decision. Was always fun to scan at midnight and be approved by 9am

 

[TPAAgent]

Cash flow, renewals and long term inventory.

Business wise I would love to only write 10 and 15 year for term from this point forward. Get to my second bite of the apple while I can still walk.

One good thing about MP leads-

Usually they can afford $100-$150- I was a closing machine on those products- Didnt even look at the husband- put the scare tatic on the wife about how she would pay the mortgage if here husbands income died with him.. uprooting the kids.. eviction, living with parents possibilities.. Slam dunk close

8 outta 10 times you'll get dual on both spouses

And you know they have a checking acct- Not yanking any chains here but in 6 years running them and clearing 100K of AP a year, I think I might have had maybe 3 lapses in the 1st year of issues on all my policies-

Damn the mortgage crash- Coulda been retired by now-
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Let us know how it goes. Used to sell quite a bit of Fidelity's rapid decision. Was always fun to scan at midnight and be approved by 9am

Great product! Loved it.. fast issue, daily pay.. miss that product-

 

[WinoBlues]

The beauty of term is if you stay in touch with your clients they buy again. Some of my termites I have sold 3-4 times. I am rewriting or converting term I wrote 10,15 or 20 years ago now. Much higher premiums, as they are all grey beards like me now.

One good thing about MP leads-

Usually they can afford $100-$150- I was a closing machine on those products- Didnt even look at the husband- put the scare tatic on the wife about how she would pay the mortgage if here husbands income died with him.. uprooting the kids.. eviction, living with parents possibilities.. Slam dunk close

8 outta 10 times you'll get dual on both spouses

And you know they have a checking acct- Not yanking any chains here but in 6 years running them and clearing 100K of AP a year, I think I might have had maybe 3 lapses in the 1st year of issues on all my policies-

Damn the mortgage crash- Coulda been retired by now-
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Great product! Loved it.. fast issue, daily pay.. miss that product-