- 15,041
What millionaires? They just Colted.
Goodbye Health Agent
- Thread starter somarco
- Start date
What millionaires? They just Colted.
- 997
I bet they're already looking at real estate in Virginia...
- 2,455
"eliminate the profit motive of insurers" from the article
I don't consider myself a commie but I don't believe people's health should be at the mercy of profit by insurance companies or doctors. I don't have a problem with them making a profit but the outlandish ones I have seen need to go. Whether this is the right direction, I don't know but we all know what happens every time the government gets involved.
I people only have so much control over their health. I do my best to eat right, work out 5x a week and everything in between. However I have Cluster headaches which affect me about 4 months out of the year. I sleep for about two hours and then I'm in immense pain. Hopefully this cycle I'm in right now stops by the end of the month. Insurance won't cover me for this and the medication is I think $60 for one shot of Immitrex. Supposedly there is a way to divide the shot up into three shots so it is $20 per shot. I huff on welder's oxygen with a special mask and it works for me or either drink 2 Red Bulls as fast as possible the run to the bathroom lol.
Some of you guys have put forth some really good ideas about how to fix the system. Why you never got a major news coverage is beyond me. Some of you seem to be tops in your field, especially John and Somarco. Too bad you guys couldn't have at least got some media exposure.
I don't consider myself a commie but I don't believe people's health should be at the mercy of profit by insurance companies or doctors. I don't have a problem with them making a profit but the outlandish ones I have seen need to go. Whether this is the right direction, I don't know but we all know what happens every time the government gets involved.
I people only have so much control over their health. I do my best to eat right, work out 5x a week and everything in between. However I have Cluster headaches which affect me about 4 months out of the year. I sleep for about two hours and then I'm in immense pain. Hopefully this cycle I'm in right now stops by the end of the month. Insurance won't cover me for this and the medication is I think $60 for one shot of Immitrex. Supposedly there is a way to divide the shot up into three shots so it is $20 per shot. I huff on welder's oxygen with a special mask and it works for me or either drink 2 Red Bulls as fast as possible the run to the bathroom lol.
Some of you guys have put forth some really good ideas about how to fix the system. Why you never got a major news coverage is beyond me. Some of you seem to be tops in your field, especially John and Somarco. Too bad you guys couldn't have at least got some media exposure.
- Thread starter
- #24
- 15,041
Your health isn't at the mercy of an insurance company. They can not deny you health care. You are always free to walk into any doctor's office and receive any health care he or she is willing to provide. You just have to pay for it.
The fundamental issue everyone seems to forget is this, when you want someone else to pay your bills, you are at their mercy and must play by their rules. The question is, whose rules do you want to follow, a private company that has to follow laws and regulations, or the government that can change the rules and laws to suit its needs and wants?
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- 14,808
Reform has been addressed from all the wrong angles. Here's something that's actually a step in the right direction:
North Carolina Senate Approves Cap on Malpractice Awards
North Carolina Senate Approves Cap on Malpractice Awards
- Thread starter
- #27
I don't agree that malpractice caps are the answer.
The cost of malpractice, and it's impact on the cost of health care, is minimal in the big scheme of things. Last time I saw figures relating to this it was less than 1%.
Keep in mind that med mal claims are reflective in med mal insurance premiums and not so much in health insurance premiums. The only DIRECT charge to health care cost is med mal premiums that are built in to providers charges.
The bigger issue is frivolous lawsuits and defensive medicine.
It is much easier to defend yourself against a suit if you have requested an MRI or CT scan for your patient than it is to spend a few extra minutes diagnosing problems the old fashioned way.
Of course those radiology tests are not cheap and are added in to the total bills paid by consumers and carriers.
Frivolous suits also come in to play in the cost of medication. I don't know what happens in other countries, but hardly a day goes by that I don't see a 1-800-CallAnAttorney ad for some kind of class action suit against a drug manufacturer.
Decided to do a search before closing this out.
A 2009 article in the WSJ puts the cost of defensive medicine at 1% of total expenditures while a more recent CBS report says it is 2.4%.
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I don't agree that malpractice caps are the answer.
The cost of malpractice, and it's impact on the cost of health care, is minimal in the big scheme of things. Last time I saw figures relating to this it was less than 1%.
Keep in mind that med mal claims are reflective in med mal insurance premiums and not so much in health insurance premiums. The only DIRECT charge to health care cost is med mal premiums that are built in to providers charges.
The bigger issue is frivolous lawsuits and defensive medicine.
It is much easier to defend yourself against a suit if you have requested an MRI or CT scan for your patient than it is to spend a few extra minutes diagnosing problems the old fashioned way.
Of course those radiology tests are not cheap and are added in to the total bills paid by consumers and carriers.
Frivolous suits also come in to play in the cost of medication. I don't know what happens in other countries, but hardly a day goes by that I don't see a 1-800-CallAnAttorney ad for some kind of class action suit against a drug manufacturer.
Decided to do a search before closing this out.
A 2009 article in the WSJ puts the cost of defensive medicine at 1% of total expenditures while a more recent CBS report says it is 2.4%.
- - - - - - - - - - - - - - - - - -
I don't agree that malpractice caps are the answer.
The cost of malpractice, and it's impact on the cost of health care, is minimal in the big scheme of things. Last time I saw figures relating to this it was less than 1%.
Keep in mind that med mal claims are reflective in med mal insurance premiums and not so much in health insurance premiums. The only DIRECT charge to health care cost is med mal premiums that are built in to providers charges.
The bigger issue is frivolous lawsuits and defensive medicine.
It is much easier to defend yourself against a suit if you have requested an MRI or CT scan for your patient than it is to spend a few extra minutes diagnosing problems the old fashioned way.
Of course those radiology tests are not cheap and are added in to the total bills paid by consumers and carriers.
Frivolous suits also come in to play in the cost of medication. I don't know what happens in other countries, but hardly a day goes by that I don't see a 1-800-CallAnAttorney ad for some kind of class action suit against a drug manufacturer.
Decided to do a search before closing this out.
A 2009 article in the WSJ puts the cost of defensive medicine at 1% of total expenditures while a more recent CBS report says it is 2.4%.
The cost of malpractice, and it's impact on the cost of health care, is minimal in the big scheme of things. Last time I saw figures relating to this it was less than 1%.
Keep in mind that med mal claims are reflective in med mal insurance premiums and not so much in health insurance premiums. The only DIRECT charge to health care cost is med mal premiums that are built in to providers charges.
The bigger issue is frivolous lawsuits and defensive medicine.
It is much easier to defend yourself against a suit if you have requested an MRI or CT scan for your patient than it is to spend a few extra minutes diagnosing problems the old fashioned way.
Of course those radiology tests are not cheap and are added in to the total bills paid by consumers and carriers.
Frivolous suits also come in to play in the cost of medication. I don't know what happens in other countries, but hardly a day goes by that I don't see a 1-800-CallAnAttorney ad for some kind of class action suit against a drug manufacturer.
Decided to do a search before closing this out.
A 2009 article in the WSJ puts the cost of defensive medicine at 1% of total expenditures while a more recent CBS report says it is 2.4%.
- - - - - - - - - - - - - - - - - -
I don't agree that malpractice caps are the answer.
The cost of malpractice, and it's impact on the cost of health care, is minimal in the big scheme of things. Last time I saw figures relating to this it was less than 1%.
Keep in mind that med mal claims are reflective in med mal insurance premiums and not so much in health insurance premiums. The only DIRECT charge to health care cost is med mal premiums that are built in to providers charges.
The bigger issue is frivolous lawsuits and defensive medicine.
It is much easier to defend yourself against a suit if you have requested an MRI or CT scan for your patient than it is to spend a few extra minutes diagnosing problems the old fashioned way.
Of course those radiology tests are not cheap and are added in to the total bills paid by consumers and carriers.
Frivolous suits also come in to play in the cost of medication. I don't know what happens in other countries, but hardly a day goes by that I don't see a 1-800-CallAnAttorney ad for some kind of class action suit against a drug manufacturer.
Decided to do a search before closing this out.
A 2009 article in the WSJ puts the cost of defensive medicine at 1% of total expenditures while a more recent CBS report says it is 2.4%.
- - - - - - - - - - - - - - - - - -
I don't agree that malpractice caps are the answer.
The cost of malpractice, and it's impact on the cost of health care, is minimal in the big scheme of things. Last time I saw figures relating to this it was less than 1%.
Keep in mind that med mal claims are reflective in med mal insurance premiums and not so much in health insurance premiums. The only DIRECT charge to health care cost is med mal premiums that are built in to providers charges.
The bigger issue is frivolous lawsuits and defensive medicine.
It is much easier to defend yourself against a suit if you have requested an MRI or CT scan for your patient than it is to spend a few extra minutes diagnosing problems the old fashioned way.
Of course those radiology tests are not cheap and are added in to the total bills paid by consumers and carriers.
Frivolous suits also come in to play in the cost of medication. I don't know what happens in other countries, but hardly a day goes by that I don't see a 1-800-CallAnAttorney ad for some kind of class action suit against a drug manufacturer.
Decided to do a search before closing this out.
A 2009 article in the WSJ puts the cost of defensive medicine at 1% of total expenditures while a more recent CBS report says it is 2.4%.
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- 630
Somarco, your post repeated itself 3 times, maybe to make a point but methinks the internet is being weird today. I blame solar flares. It couldn't be your fault!
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I'll give you an example:
I left the flooring industry. We did mainly high dollar flooring for the best builders in town. Our profit margins were about 40%. We also had a pre-cast company where margins were sometimes as high as 75%.
Well now that same company has an open book policy with a few builders. Cost plus 25%. Meaning if a job costs $10,000, the profit is only at most $2,500 In the end, everyone wins. Is it the profit margin that they were used to? No. Is it better than nothing? yes
We are living in different times than we used to. I don't claim to be an expert on this and I'm open for ideas. Never been one to not look for options. Stubborn is not something I could even pretend to be.
It would be suicide for me to go to the doctor or hospital to seek treatment because they couldn't refuse me. I would have so much debt on my shoulders, it would be tuff to pay off. Many companies I contract with might drop me and my credit rating would tumble. I would be better off going and flipping burgers if that happened or create me a new job. I'm smarter than that, to be flipping burgers lol. I don't expect for other people to pay my way in life but at the same time if my credit gets destroyed I mine as well throw the towel in. There has to be a better system but in order for one to work, greed through profits is going to have to level out on all fronts in the business of saving lives and treating diseases.
Oil companies can continue to post crazy profits. if I don't like it then I can go buy me a horse and buggy. Food can go through the ceiling and I can always grow my own I guess. I manage to be proactive on both those fronts by limiting my driving and the type of car I own. I have also made sacrifices in some of the foods I enjoy. Haven't ate lobster in oh hell I can't even remember and don't expect anyone to buy me one. I have cut back on all kinds of goods and buy generic everything.
I only have so much control over my health and that is why when Obama says nobody should go bankrupt over health problems you lose and he wins. So keep putting him back into office is all I can tell ya.
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