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With some kind of living will in place I can imagine scenarios where people want to be kept alive under any set of circumstances. The question is, with a feeding tube and other life support the cost can go on for 5, 10, 20, etc....years. Who pays for it?
Had this lady been covered, exactly what is the obligation of the carrier? Without annual caps, are they obligated to pay for the next 15 years or at some point should the burden shift to the immediate family?
This should fall under 'elective' procedures. You want to be on some kind of support so you can live up to 20 years on a tube, then buy a policy that covers it. Call it a protection of 'end of life' policy. Either pre-pay for it or something.
When we die, we all can't have a 24 gun salute or however many guns, everyone we have ever known at our funeral and the best casket made unless someone pays for it.
You want breast implants, then you have to pay. You want to live in a lifeless state, then just like Michael Jackson, pony up the dough or buy a policy for it.
This is elective BS because it is not necessary or natural with regards the ways of 'life' or 'living' which she clearly is not having or doing either.