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80% % fyc , 4.5% renewals and a 1 yr chargeback. Still the best true GI around with combo of comp and chargeback . I write so little of it it's meaningless . GTL takes much of borderline old GI now like cancer 2 months cured and none 24/7 oxygen.
Oddly I have far better persistency with sons then gww.
@BibH you constantly boast about GW how much GI do you write????
More cost / less commission. No DE.