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I actually have a 50 year old prospect that I was thinking about offering UHL's ROP term. How come it won't work?
Thanks
You are California. It especially does not work there.
Example: Male 50 non
RNA - $25,000.00 pay till death is only $63.61
UHL ROP - $25,558 to age 95 paid up @ 20 years is $61.78. But they have to except $30,000 coverage for the first 20 years also. Yes they can use cash values for premiums or RDPdUp any time.
For $1.50 more it becomes $30,000.00 Xs 30 years then $30,642.00 to age 95
The RNA policy is Whole Life so it is better. <In CA, OR, AK, NV, WA, ID, AZ, TX, LA, VA, WI, UT>
> Sarcastic intent intended
Disclaimer: I am not a FE guy. I am a Life Insurance guy.
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