Guarantee UL - Thoughts?

[Stephen]

I bet this is another big problem you'd have with GUL in the FE market. As JD always likes to say, they procrastinate. If they can solve the problem now, get them to solve it versus adding in a 4 to 6 week delay and give them a chance to back out.

This is exactly what I was going to post but you beat me to it. For an FE prospect, any call that you make to fulfill an underwriting request is just another chance for them to tell you to "just forget about the whole thing"

 

[hammerken]

"What part of California do you work?"

I live in Orange County, grew up on Westside of LA but my book runs from AZ and NV up to WA. My buisness sounds very similar to yours. Write mostly traditional Life and Annuity. Do FE to fill the gaps and fund some marketing. Dropped my securities except for 65 recently. Not worth the hassle anymore. Funny because that's how I got my start with Dean Witter.

 

[WinoBlues]

"What part of California do you work?"

I live in Orange County, grew up on Westside of LA but my book runs from AZ and NV up to WA. My buisness sounds very similar to yours. Write mostly traditional Life and Annuity. Do FE to fill the gaps and fund some marketing. Dropped my securities except for 65 recently. Not worth the hassle anymore. Funny because that's how I got my start with Dean Witter.

I am doing more in So Cal now. My son and family are stationed in San Diego so I need excuses to be in the area. Got to get. My grand baby fix.

 

[hammerken]

Is he Never Again Volunteer Yourself or one of Uncle Sam's Misguided Children. I am ex Navy, Sub Sailor Long long time ago. I lined up vs. The Big Red Machine. Didn't realize then how fun it really was. San Diego is a great town.

 

[WinoBlues]

Is he Never Again Volunteer Yourself or one of Uncle Sam's Misguided Children. I am ex Navy, Sub Sailor Long long time ago. I lined up vs. The Big Red Machine. Didn't realize then how fun it really was. San Diego is a great town.

That one is on an LHD. The misguided one is stationed in the Bay Area.

Tin Can sailor here. Also a very long time ago. Oldest is in her 40s

 

[TDFnCali]

"What part of California do you work?"

I live in Orange County, grew up on Westside of LA but my book runs from AZ and NV up to WA. My buisness sounds very similar to yours. Write mostly traditional Life and Annuity. Do FE to fill the gaps and fund some marketing. Dropped my securities except for 65 recently. Not worth the hassle anymore. Funny because that's how I got my start with Dean Witter.

Me too...went to Westchester High! Raised around the Fox Hills Mall area!

 

[hammerken]

Westchester? Hoop factory. I went to Venice and St. Monica's and coached at Crossroads back in the 90s. Lots of good stories from those days. Now I loathe returning to that traffic nightmare. But I will for some signed apps.