- 11,280
In a couple years I might start watching soap operas and the price is right. 
Guaranteed Issue FE at great rates
- Thread starter Newby
- Start date
- Thread starter
- #52
- 17,069
In a couple years I might start watching soap operas and the price is right.
Don't call them soap operas. Call them "your stories."
- 314
Are these level premiums or graded?
- Thread starter
- #54
- 17,069
Level premiums for life. The death benefit is return of premium plus interest for 3-years.
level premiums and level death benefit.
- 11,280
What is a graded premium?
- 795
Damn, I could use this in Texas. Two cases come to mind immediately. Bummer it'll never be here...
- 969
That is funny... You don't miss a thing...
- Thread starter
- #58
- 17,069
A graded premium is like the AARP plans where they start you off with a real low rate and then raise the rate on you as you get older. I guess those are actually called attained-age rates. People don't expect that on life insurance and get pretty mad over it because they end up paying way too much and dropping the policies after they have paid a lot of money into them.
I don't know of anybody who sells that type of policy to seniors except AARP.
- 15,319
Did anyone ask if this was available in California?
Rick
Rick
- 11,280
Ran inton a Primerica policy last week that was like AARP's term. This one goes to 100 and the premium increases are every year after age 70.
