- Thread starter
- #61
- 17,069
I actually ran into one from Prudential today. Payment went from $52 to $123 in one big jump when the policy was 20-years old. Ouch!
Guaranteed Issue FE at great rates
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I actually ran into one from Prudential today. Payment went from $52 to $123 in one big jump when the policy was 20-years old. Ouch!
A lot of agents sell stuff that they don't know what they are selling and a lot of people buy stuff that they don't know what they are buying. When I interviewed with Metlife I learned they had tons of orphaned clients with UL policies that they couldn't afford the premiums on and couldn't afford to drop who were hoppin mad.
- Thread starter
- #63
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Spam alert! This is spam but informative spam for agents who sell FE.
Time to remind everyone of the Guaranteed Issue Final Expense product available from Cincinnati Equitable Life.
Extremely low rates. Everyone age 50-80 is accepted. No rate up for smokers.
74 year old male smoker with insulin dependent diabetes, heart attack last month and Crohns Disease can get $10,000 for $81.78 per month. 3-year ROP.
54 year old female smoker who currently has cancer can get $10,000 for $32.68 or $15,000 for $46.94
Agents are selling lots of this on cases that they couldn't close before because the rates were too high with other guaranteed issue products or they get declined on the standard FE products.
Spam's over! Now back to your regular programing.
Time to remind everyone of the Guaranteed Issue Final Expense product available from Cincinnati Equitable Life.
Extremely low rates. Everyone age 50-80 is accepted. No rate up for smokers.
74 year old male smoker with insulin dependent diabetes, heart attack last month and Crohns Disease can get $10,000 for $81.78 per month. 3-year ROP.
54 year old female smoker who currently has cancer can get $10,000 for $32.68 or $15,000 for $46.94
Agents are selling lots of this on cases that they couldn't close before because the rates were too high with other guaranteed issue products or they get declined on the standard FE products.
Spam's over! Now back to your regular programing.
- 15,319
- Thread starter
- #65
- 17,069
California gets the beaches, the beautiful girls, the great weather...but I'm sorry to say...Californians still have to pay double or triple what they should for guaranteed issue final expense insurance.
Maybe they should all move to Ohio?
- 15,319
I can think of one Californian that should move somewhere!
(No Al, I don't mean you because you are my hero. I mean the socialist Los Angeles Mayor - wink wink, nudge nudge).
Rick
- 15,319
Then perhaps you could tell SAI to stop telling us lies that its approved in California!
Rick
- 11,280
Thats what Scott told me. I was just passing the info. I can't wait till it gets to Indiana though!
- 15,319
This forum used to have real information. I can't abide by all this false information.
This is a public request to Sam to get rid of all the liars and cheats (and insurance agents).
Rick
- 717
Newby:
Time to remind everyone of the Guaranteed Issue Final Expense product available from Cincinnati Equitable Life.
Extremely low rates. Everyone age 50-80 is accepted. No rate up for smokers.
74 year old male smoker with insulin dependent diabetes, heart attack last month and Crohns Disease can get $10,000 for $81.78 per month. 3-year ROP.
How? Am. Amicable is 133.55. Why can Cincinnatti Equitable be so low? With these rates, will they stay in business or do what many companies have done: withdraw the product.
What are the commissions?
Time to remind everyone of the Guaranteed Issue Final Expense product available from Cincinnati Equitable Life.
Extremely low rates. Everyone age 50-80 is accepted. No rate up for smokers.
74 year old male smoker with insulin dependent diabetes, heart attack last month and Crohns Disease can get $10,000 for $81.78 per month. 3-year ROP.
How? Am. Amicable is 133.55. Why can Cincinnatti Equitable be so low? With these rates, will they stay in business or do what many companies have done: withdraw the product.
What are the commissions?
