Guaranteed Issue for Applicant on Dialysis?

[jdeasy]

Or the new Kemper product that typically pays more.. with advancing.
ROP + 20% for the first two years.

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From what little I saw of the pricing it was way overpriced when compared to MoO or Vantis.

 

[Daytona_Guy]

From what little I saw of the pricing it was way overpriced when compared to MoO or Vantis.

These are the prices shown by Kemper.. I can't benefit in any way from or even refer to the Mutual product, so I do not have their rates on hand to do my own comparison on their guaranteed issue policy.

 

[jdeasy]

These are the prices shown by Kemper.. I can't benefit in any way from or even refer to the Mutual product, so I do not have their rates on hand to do my own comparison on their guaranteed issue policy.

Image:

They are a good 25-30% higher than MoO and since vantis and MoO are close then they are that much higher than Vantis as well.

I can't sell MoO and I don't sell Vantis but I do refer people to both regularly. I'm not going to sell a bad product just to get paid. Might as well sell Humana if I had that point of view or even UHC.

There is just too much good business out there to chase after bad. In my opinion anyway.

 

[SPUR CITY]

Americo can help this fella as well as Pres

 

[jdeasy]

Americo can help this fella as well as Pres

Seriously? Americo would be 3 times higher than the others and Presidential is gone after this month. Too high anyway.

 

[SPUR CITY]

Seriously? Americo would be 3 times higher than the others and Presidential is gone after this month. Too high anyway.

Whoa Whoa Whoa be easy on me, I'm just trying to get my 20 posts in any way I can so I can start messaging my buds on here...Now, as of this post I have 21 so I'm all good to go...THANKS!

 

[VolAgent]

These are the prices shown by Kemper.. I can't benefit in any way from or even refer to the Mutual product, so I do not have their rates on hand to do my own comparison on their guaranteed issue policy.

Image:

Just a quick check on MOO's website show the numbers for them to be completely wrong. Their rates are vastly lower than Kemper's.

Note, I did not play the video, I'm just looking at the snapshot it shows before you play it.

 

[Daytona_Guy]

Just a quick check on MOO's website show the numbers for them to be completely wrong. Their rates are vastly lower than Kemper's.

Note, I did not play the video, I'm just looking at the snapshot it shows before you play it.

Very true. You must be captive with MOO to sell their plan.
This is just another option open to independent agents.

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[VolAgent]

Very true. You must be captive with MOO to sell their plan.
This is just another option open to independent agents.

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So how does that excuse posting blatantly incorrect information? Also, independent agents can sell Vantis, which is priced almost identical to MOO.

 

[360]

The Kemper product is good for one thing, people between the ages of 40-49. Other than that I can't see why anyone would sell it. We have the contract for that reason but honestly how much GI business is out there for that age bracket? Not much.