Guaranteed Issue for Young Disabled

[Thedude]

xoxoxoxo....kisses and hugs....lol.

 

[TampaHound]

Have you tried calling UHL, Trans or Settlers? If you explain the issue there may be a work around.

I was about to suggest these various companies. I don't have the paperwork in front of me but how about American Amicable?

 

[BoJax]

A family I work with has a 35 year old member with a long standing mental disability (he is mute) receiving SSDI who is otherwise physically healthy. His disability knocks out simplified issue products, and most GIWL starts at 40-50 (I have sold both Mutual of Omaha and AIG). As of today, who has a guaranteed issue for $10,000 in Massachusetts for someone his age? I have heard Senior Life does, but have also heard rumors that they are a sketchy company.

Senior life isn't sketchy, they will pay claims just like any other company. But some of their agencies are sketchy. Just read your contract completely through before signing it (this applies to all organizations you join)

 

[docstork]

Thanks guys. I will be discussing with the family to see where they want to go.

 

[myinsurebiz]

If only AIG and SL had renewals on their GI . . . I like CFG - but, have to be F2F.