Justin M
Expert
- 25
So what I'm hearing is GUI is better then buy term & invest or it's as good
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So what I'm hearing is GUI is better then buy term & invest or it's as good
So what I'm hearing is GUI is better then buy term & invest or it's as good
Ok y'all both make sense it's pretty much all based on what the client wants or what's best for them
Oops, this thread illustrates why going with whoever touts the best rate on a ul may not be your best bet. Kind of like buying your dream car and then they ditch the body style. Loan rates, whacky assumptions on illustrations, etc. oh yeah, IMHO
If someone wants to put money in a hole and hope nobody ever gets any of it then it's great. And then invest the difference in what? For people that want to leave something for loved ones , I believe in whole life. That is one guys opinion.
Not better or as good. Apples and oranges.
They are both suppose to be long term solutions.
Buy term and invest, like newby said, the term covers the short term while you invest and become wealthy enough that you don't need insurance. GUL is designed to cover you for life but doesn't have strong guarantees. Add whole life which covers you for life with strong guarantees. Which of the three strategies is best will be different from one person to the next.
All states. Didn't you get the memo? ha
Ok that does make sense and yes I can see the light lol