These salespeople in the health insurance business seem very uptight, nasty and desperate for some reason. Perhaps they see universal health care coverage coming and are trying very desperately to squeeze every last buck they can out of people.
Ever wonder why there are so many different premiums and insurance companies out there?
You had a bad experience with a handful of agents. That is sad, but it is also indicative of what can happen once you put your name out there as a potential customer.
There are good agents, including some who are purchasing the same leads as HBD.
Finding those agents, or allowing them to find you, is the challenge.
For some, the prospect of universal health care (which is a misnomer) is a threat to their meager incomes (not anywhere near $100k). But for those who have been around the system for a while, and have seen the best and worst of it, they know that in spite of what many see as a failed system is better than anything elsewhere.
Those who think socialized medicine in other countries is perfect don't know what they are talking about. Rationing exists in every system.
Every one.
And the overall standard of care cannot be compared to what we have here. Like it or not, you will not find another system that would allow a single mom with 6 kids have 6 more embryo's implanted just because she loved being a mom.
There are many other examples as well, but that was poignant.
I have two regrets about your encounter.
One is that you apparently did not find a quality agent and had to endure abuse. It seems your opinion of the industry, and those who represent it is now tainted.
The other is that it would appear you did not find a plan that suits your needs and budget.
We have some very good and qualified agents on this site who work the NC market. Perhaps you will allow one of them to assist.