Health Insurance for FE Agents?

Discussion in 'Final Expense Forum' started by nfl72, Jan 18, 2015.

  1. nfl72
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    nfl72 Well-Known Member

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    Where do some of you guys get your health insurance from, when you don't have a spouse with a job. I was paying for mine the past 7 years through Aetna. It was $350 per month with huge deductibles and co-pays. I just signed up with Obama care.

    I would like to hear about what others in this profession do. Do any of the guys like 360 or fedex offer health benefits?
     
  2. SPUR CITY
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    SPUR CITY Well-Known Member

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    I'm w/ 360

    My wife doesn't work. I was paying about $400 for the whole family w/ Humana.

    Just got forced on Obamacare and am now paying $1,100 approx. w/ Blue Cross Blue Shield.

    Just have to suck it up and write 1 more case per month than before.
     
  3. goget
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    goget Well-Known Member

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    How were you paying $400 for a family?must have had $20k deductible. Hell 11 yrs ago I was paying $1100 a month for family till my wife got a job and now it's $400
     
  4. Bishop Don Shizzle
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    Bishop Don Shizzle Well-Known Member

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    That's how things roll in Texas!
     
  5. bboman23
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    bboman23 Well-Known Member

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    I'm pretty sure FEDEX offers good benefits! ;)
     
  6. HoosierLife
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    HoosierLife Well-Known Member

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    My wife works and has a great job with great benefits. That's the discussion we are having now, with the baby 5 months out. Does she stay home or continue to work?

    The money she makes is a factor of course, she makes close to 6 figures herself, but it's the insurance that will keep her there if that's the way we go.

    $4000 family deductible 85/15 co-insurance with an HSA and her company deposits $2000 a year into the HSA.

    All that for $80 every two weeks.
     
  7. ALIG33
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    ALIG33 Well-Known Member

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    My wife and I have Christian Healthcare Ministries. Approved by government as an alternative to health insurance. $500 deductible for only $145 a month (per person) regardless of age or health. It covers everything, including pregnancies.

    If you wanted higher deductible you can get $5,000 deductible for only $45 a month. Obviously this is to protect the downside if something serious would happen to you and doesn't cover small things like doctor visits etc.

    Reputable organization. Been around for a long time!
     
  8. FL P&C Broker
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    FL P&C Broker Well-Known Member

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    I've read about those. What do you have to do to qualify?
     
  9. ALIG33
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    ALIG33 Well-Known Member

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    Given the fact that is "Christian healthcare" they do ask if you're a Christian.

    They also ask if you abuse drugs or alcohol.

    I'm pretty sure that's it!
     
  10. goillini52
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    goillini52 Well-Known Member

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    What if you just use drugs recreationally?:cool:
     

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