I would think it was direct enrollment because you skip the account creation on their site. You have to sign something on the third page agreeing to all HS to enter your info.
Simply put, go to HS and try an app, just don't submit it. See what it looks like and how it works.
As far as LC events, I have entered several on HC.gov with the client. If it's a standard one: marriage, divorce, etc (those last 8 or so questions before you sign for eligibility) - the process works easily via website. If it falls under one of those complex situations, you will need to call the marketplace either to do it online, or have them "unlock" the green boxes when you go past the eligibility determination.
R
Simply put, go to HS and try an app, just don't submit it. See what it looks like and how it works.
As far as LC events, I have entered several on HC.gov with the client. If it's a standard one: marriage, divorce, etc (those last 8 or so questions before you sign for eligibility) - the process works easily via website. If it falls under one of those complex situations, you will need to call the marketplace either to do it online, or have them "unlock" the green boxes when you go past the eligibility determination.
R