HealthMarket Under Siege

Just saw an ad for this gig...checked out their website. I don't know, with 'benefits' like there, legit insurance agents/brokers might soon be out of a job! Especially with the 'patient advocacy thing being, what appears to be, the main attraction for the 'Signature' plan...only 80 bucks a month or 20 bucks more for the whole family. Makes me wish I had a family...or maybe not.

Geesh...

Patient Advocacy
We provide personal support to help locate participating healthcare providers for you and your family members.


Physicians
Savings of 5 to 60% off the physician’s usual and customary rates at over 500,000 physicians locations.

Hospitals
Receive 3-30% savings at over 4,700 participating hospitals and over 66,000 ancillary care facilities.

Hospitals Abroad
Cinergy Health's medical tourism benefit offers savings of 50% to 80% on hospital care when performed at participating accredited hospitals in select countries.

Pharmacy
Savings from 20% to 60% off medication prices at over 54,000 local retail pharmacies; 4 - Tier Pricing Plan.

Mail Order Prescriptions
Receive 90-day supply of prescriptions for an additional 5 -15% off the already discounted price.

Dental
Save 20 to 60% on routine, restorative and cosmetic dental procedures at 68,000 participating dental locations.

Chiropractic
Save 20 to 50% on exams, adjustments, x-rays and therapies from 18,000 participating chiropractor locations.

Vision
Save 20 to 60% on vision care services from participating providers. Save 10 to 60% on contact lenses, eyeglass frames, eyeglass lenses, eye exams and non-prescription sunglasses.

Hearing
Receive free hearing exams, hearing aid cleanings and adjustments as well as 15% to 60% discounts on hearing aids at over 2,700 hearing aid centers.

Diabetic Supplies
Discounts of 10 to 60% on the testing products that diabetics need to manage their diabetes on a daily basis.

Vitamins and Supplements
Enjoy savings of 35% to 85% below retail prices on a selection of over 6,000 natural products, vitamins, supplements and more.

24 hour Nurse Hotline
No cost for a registered nurse to provide confidential medical counseling to help members make informed decisions about their medical care, symptoms and answer health-related questions.

Fitness Centers
Save 50% off membership dues at over 1,500 fitness club locations with no lock-in contracts.

Medical Equipment and Supplies
Save 20 to 40% off standard retail prices on thousands of home health care products.

Alternative Medicine
Savings of 20 to 30% off retail prices from over 12,000 Complementary and Alternative Medicine provider locations, including acupuncture, yoga, nutrition, message therapy and more.

Ask the Dentist
Free online consulting from Cinergy Health's Dental Director.

Family Counseling
Receive free telephone counseling 24 hours/day and in-office counseling at 40 to 60% savings to help you get through difficult times of change, loss or stress.

Long Term Care
Reduced prices of 10 to 30% off the usual and customary fees at participating Skilled Nursing Facilities, Assisted Living Facilities, Home Health Care, Respite Care, Physical Therapy and more.

Medical Records
Worldwide 24-hour access to your vital medical records within seconds during unexpected emergencies.

Travel Assistance
Receive emergency medical and travel assistance services when unexpectedly hospitalized while traveling more than 100 miles from home, 24 hours a day, 365 days a year, worldwide.

Roadside Assistance
Members can receive 24 hour dispatch help for the lowest cost emergency roadside assistance.

Active Cinergy Health Signature Plan members receive certain group limited supplemental insured benefits as added, separate benefits at no additional charge through UCAA upon the 31st day of membership.

Accident Medical/Dental Expense
The insurer will pay for medical and dental expenses resulting from a covered accident up to $5,000 per covered incident, less the deductible of $100.

Accidental Death and Dismemberment
The AD&D Plan is an accidental death plan that provides up to $25,000 for accidental death and accidental loss of eyesight or limbs.
 
Sounds like a bunch of discount crap - good luck with the 20% off of a $100K medical bill. I guess at that point, you could call the 24 hr Family Counseling hotline and discuss suicide - since financially that is what you have just done.
 

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