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- #11
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25% per table.
T4 = 100%
T8 = 200%
T10 = 250%
WP would be great for him but may be off the table.
As others have said get a commitment then work up and down from there.
A positive is he is probably the most insurable, at the best rate, that he will ever be. Get as much as he can while he can. Maybe stack some term on the plan as insurance. He buys crop insurance. As a farmer he understands risk.
This is not him deciding what company he will accept, it is which company will accept him.
Side note: once you find a company that will take you may want to check to what table you are paid.
This would be a fun case to work through.
What Term Carrier would take this case?
This isn't my normal FE or Term case. I appreciate the input.