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On the subject of an agents association offering Group Health, it is a nice thought...
I am not that up to date on regs for association plans.
NAPA used to offer a true group plan, but has now switched to individual policies with (I think) an association discount (through UHC).
The hardest part of association benefits on a group basis is the admin side of it. An employer group is easy since it is directly deducted from payroll. I would guess that either the admin got to be too much, or participation got sideways in one way or another for NAPA.
The other issue is that you cant form an association for the sole benefit of providing insurance to members. So there would need to be a greater purpose.
Anyone out there doing association plans? Do they even still exist?
I am not that up to date on regs for association plans.
NAPA used to offer a true group plan, but has now switched to individual policies with (I think) an association discount (through UHC).
The hardest part of association benefits on a group basis is the admin side of it. An employer group is easy since it is directly deducted from payroll. I would guess that either the admin got to be too much, or participation got sideways in one way or another for NAPA.
The other issue is that you cant form an association for the sole benefit of providing insurance to members. So there would need to be a greater purpose.
Anyone out there doing association plans? Do they even still exist?