I wrote a lady last week that was prescribed the generic to Albuterol for asthma. Said she used as needed and one bottle lasted 6 months. Transamerica offered standard. If you have any respiratory condition whether chronic or not you won't get preferred anymore with Transamerica.
Went back and wrote this lady with Americo UPII and she was offered modified due the RX. She is only 54 and all that she has been prescribed is the Albuterol for asthma. Makes me wonder if you will get your case issued level.