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"Let me think about it, and I will get back to you"
When I hear that, after taking a few passes at it already and not closing them... I in fact tell them not to think about... [save themselves the trouble - antagonist]. I let them know that people think they will think about it and get back to me but this never happens. You will want to think about it, but then who really wants to think about it...? Nobody! If you want me to leave, say Goodbye. If you want to really think about it, then lets think about it NOW....
What part do you need to think about... 1) Who you will leave the benefit to...? 2) If 10K is really enough coverage...? 3) How you or your kids will feel about you dying with NO life ins...? Now really, what is there to think about here...? If you want me to leave just say Goodbye, and I'm gone. Sometimes they say... "You're right, lets do this..."
PS. If you leave, NEXT! That deal is toast. It is one call or done. As stated, you do get some stragglers but not many and the harder you press the fewer of them that you get.
This is awesome. Few have the stones to be this direct but it's probably very effective.
Of course there are really people out there that truly take 1 full day to think about things and they might take this as an insult.