I passed the California Life & Health exam last week in downtown Los Angeles. I used Lytespeed Learning for my online Pre-licensing courses at the suggestion from Rick on this forum. See, Rick is good for something. Ha! Anyway, the courses, the book and the exam questions came to about $ 144.00 dollars. What I liked about Lytespeed was the customer service. They were always there to help you out if you had a question. Good people. The book is a must. You need to actually know the concepts of insurance and not just memorize the exam prep questions. Also a lot of the questions are just common sense. If you do pass the exam I'd suggest getting finger printed right there. It cost about $68 bucks and you're good to go. Don't know about the PC exam, but I do know a buddy that took three tries to pass. Hope that helps. Good luck.