Re: How To Pass the Life, Accident and Health Insurance Exam I used examfx and passed the 6, 63 & 65 on the first try. I used their earlier versions for the Life, Health, Property and Casualty which were books and practice test CD's and passed the first time. Some people don't absorb the same way as others. I probably never spent more than 8 total study hours spread out over 2 or 3 days on any one test, but always timed the study so it was just before the test so the info was fresh in my mind. As I said before, I skimmed the reading material and then started taking the practice tests over and over again until I had an average grade over 70pct. Average, which means I raised my first failing attempt up with much higher scores. I also used the book to look up answers as I tested, which forced me to read and study the material in a more meaningful way. To each their own, but studying for weeks sure sounds like a waste of time to me. The object is to pass the test. If you want to really learn the business you have to get the license and then learn it situationally and in real life by doing it and researching continually to learn the nuances of everything you sell.