I’m not in favor of IULs.

I obviously hit a nerve. I’m not attacking your love for IUL. But no agent says “I’m selling crap on purpose.” So pardon me if I ask for some proof as I haven’t had one agent give me any in several years. You’re basically telling me in so many words, “just trust me, bro… you’re dumb and ignorant but trust me! I know.” I’ve never met you and don’t know anything about you other than your posts the past few days. You started off fine. Then you got personal. What gives?

I’m happy to review some of your work if you want to pm me.

How did you hit a nerve? Im simply pointing out the same thing over and over and you are ignoring it.

Have fun with yourself
 
The mere fact that you don't know these terms or haven't done your own illustrations is the prerequisite to understanding this stuff. There's no real shortcut to learning than doing it yourself.



I create my unicorns rather than go searching for them.

Who said I don’t know these terms or haven’t done my own illustrations?
 
I don’t think I did. When the other guy was saying how good his IULs were I asked him to show one.

The unicorn is still in the wild. One day we may see it. Lol
You need to watch some Doug Andrew videos on Youtube. He will explain how IUL is the best investment you can make.
 
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