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Speaking of shopping aroung Josh...I used to spend a ton of $$ on lead lists until I found this for $250 a year....Maybe I could help all my friends by posting my signon and password...then they could save a few bucks
I thought this was a forum for agents to help each other and share ideas?? By using an Internet or direct carrier goes against everything I thought "we" stood for around here.
Why would you go direct for something so important to your families financial protection? If you have a good agent they will likely have a competitive premium but the money you save on the back end when you find yourself in a suit or a catastrophe could be the difference in financial well being and financial ruin.
Practice what you preach...
Let me say that I have never bought insurance online. However, half the agents that post on here talk about selling online and over the telephone so Josh is practicing exactly what is being preached here. Only, he took it one step farther and bought direct from the carrier.
As far as finding yourself in a suit, from what I have seen an agent is zero help in that case especially if it is you suing the company he placed you with.