Insurance Scam

[LGilmore]

guru, I took a look at your site and outside of it kicking off my virus software when I went a little further..(yea, that was pleasant, watch out. ). I still don't understand the "why" behind it.

Have you given up on being an agent? As this post gets chewed down, you're taking on this riteous tone that makes me wonder a bit. Are you giving up as an agent and kinda pissing in the well?

Now, not trying to fight or tell you about lawsuits or anything like that. I'm still trying to figure out how this helps you become a better agent or a more productive one?

I mean, if ya don't want to be in this business that's Ok. If you wanta cast stones, that's OK too. But after looking around and going through some steps, it doesn't move me to act in one way or another.

I just wonder what's in this for you that will put food on the table? I didn't see anything there that would compel me to come to you for the purchase of insurance. Also, as I posted eariler, are you seeking to insure angry people who may or may not be that innocent in their situation? What happens if you write some of these folks and they find fault with you?

Any lawyer can tell you that you don't have to be in the wrong to be acused.

All I can say is good luck with it, I hope it works out for you.

 

[Crabcake Johnny]

Outside of possibly losing your appointments and being sued I'm not sure I see the benefits. The ROR has massive revenue from Google - millions which affords them the money need to fight a ton of lawsuits. I'm not sure you have the same capital....or time.

Also - Ed, owner or ROR, lives in hiding after many death threats and has to evade many default judgments from failures to appear. Not quite the lifestyle I'm looking for.

 

[InsuranceGuru]

Yeah, I keep getting the question here, "What's in it for me? How will it help me sell insurance?" In truth, the site isn't there for me to sell insurance. It's there to give people information from all over the internet, and as we continue gathering information, we'll have more to offer to visitors and members of the website.

The market doesn't necessarily require the participation of insurance companies. Public adjusters, law firms, and many other organizations can benefit from establishing a presence on ISN. But none of this is really the driving factor of the site. Right now, we simply hope to improve the information offerings, whatever those sources may be.

I haven't 'given up' on insurance, but if I'm going to represent myself as a representative of a company and they have a problem with my view of things, then you know what? I don't want to represent that company. Plain and simple, if a company has a problem with the public objecting to their practices, then I want nothing to do with the company. What can I say, I like to know that the company stands by its policy and isn't going to look for ways to increase profit margins by screwing the public - the public that I put my name in front of when I explain how a company handles claims and other service issues.

Mel, I'm impressed with the way you handle issues on this forum, at least from how you explain it. That being said, taking an an active editorial/publisher's role is a double-edged sword. As I understand it, once you cross that line in deciding whose information is posted and whose is removed, your liability for the content can be established since you act in a different capacity - you can be held liable for the content even if you weren't the author because you demonstrate that your role is more than just as an ISP.

This is why the CDA exists at all, to protect ISPs that do not assume the role of a publisher but rather that of a simple provider of information. If internet sites were held liable for the content of third parties, it would significantly limit the information available on the internet and infringe on the speech of users of such ISP's.

So, we don't edit or otherwise 'verify' anything - quite frankly, if we were to adopt any policy, we would not be able to provide the information we provide. If we did follow a policy such as yours (which is fine, I have no objections), we'd be assuming the role of a publisher when our primary purpose is to improve the information offerings and access to public information on the internet.

 

[Alston]

I love the idea from an SEO perspective. However, from a legal or practical one it's no good.

Too open to abuse and litigation.

 

[Crabcake Johnny]

And if your policy was to never remove posts and actually encouraged negative and defamatory posting you'd have a cot in a courtroom.

 

[InsuranceGuru]

And if your policy was to never remove posts and actually encouraged negative and defamatory posting you'd have a cot in a courtroom.

We don't encourage, condone, or otherwise approve of 'defamation'. We clearly state this in multiple areas of the site, and we even explain why we can only protect users when they post truthfully (because if a court finds their information is 'not true' and defamatory, we can't protect their identities). We encourage people to truthfully and accurately share their experience if they feel they've been mistreated, abused, or 'scammed'.

 

[Crabcake Johnny]

Again, anonymous and unverified information is completely worthless.

 

[LGilmore]

"In truth, the site isn't there for me to sell insurance."

Then should you be spending time on it? I keep reading what you're putting up and simply know where you're at. Alot of us have been there in our careers in this business.

You just sound like a guy that hates the business right now. Your statements about companies screwing the public and such..... Why not do what most of us do? Simply don't sell em anymore. Move on to companies that are quality. There's alot of them out there.

I've read this post as it's progressed and as it goes you sound like somebody that hates the business. Is that a healthy perspective for long term success?

If you feel it's all shite, why be knee deep in it?

 

[ABC]

InsuranceGuru
I find it hard to believe that you are Producing Agent. You might have a license but I serious doubt you writing any business.

So your site does not even deserve the time from agents and brokers that are out selling and taking care of their clients.

 

[Crabcake Johnny]

Before I put up a site designed for people to post about how they get screwed by their carrier I'd turn in my license.

Your wife is an attorney? Ask her to start a site where people can post about their horrible experiences with lawyers.