Insurance Scam

[LGilmore]

"I'm making a living already"

as an agent?

I'm sorry, your answers kinda lead those reading to believe you're not making it as an agent.

My "concern" isn't to belittle you as you now seem to think, but to maybe get you back on track productivitywise. To me, it appears you've gone off on some tangent that takes alot of effort and actually "feels" like work, but won't pay the bills.

It's not like you're the first person in this business to feel and do something similar. In the vast majority of cases, they end up out of the business, taking potshots.

I've visited your site acouple times and haven't gone away impressed. It is bulky and not fluid and since you aren't providing guidence to anyone, you're allowing very clear misunderstandings about policies to be laid out as some sort of facts. Of the posts I read, not one has been correct in what they are complaining about.

Either offer some sort of guidence or explaination or correction of the misconception... otherwise this site isn't much different than a bathroom wall. That was my point about Al's website. He at least offers some sort of help, you apparently don't. At least from what I've reviewed.

The world has lots of people who b itch about things, and not so many that solve things. On what side are you?

From the parts I've gone through, it doesn't seem like you're solving much.

But good luck. You'll go far only listening to the criticism you want to hear.

 

[bill3173]

You are looking at the broad match terms. The exact match terms are searched:
Insurance Scam - 390 searches per month
Insurance Scams - 480 searches per month
Life Insurance Scam - 140 searches per month

I'm glad that you clarified those items. There are scams involved in any business, particularly one as broad as the insurance industry. We have to be alert to this daily, it blows me away how many agents have fallen for lead scams and seminar scams etc.

Any agent can choose to be helpful and build a solid client base or not. I guess you can make money off of someone making money unethically.

There's nothing wrong with that, if it works. Next, build a business around exposing the scam boards, keep it going, we are still a capitalist society.

If the gentleman proposing this can make it work, and be successful, there's nothing wrong with it imo.

 

[InsuranceGuru]

Either offer some sort of guidance or explanation or correction of the misconception... otherwise this site isn't much different than a bathroom wall. That was my point about Al's website. He at least offers some sort of help, you apparently don't. At least from what I've reviewed.

Misconception? Sure, operating under the assumption that people gripe because they don't understand and have "unreasonable expectations" may help you feel more justified in saying, "All these people are wrong... they don't understand."

Because, it couldn't EVER be the case that companies hide behind bureaucracy to avoid paying out large sums of money on legitimate claims to pad their pockets...

I think there is plenty of dogma and rhetoric to go around. I'm more content to stay out of trying to explain to anyone what I think, quite frankly.

I don't find it my place to play both sides. All we did was create a location for consumers to voice their grievances, agents to post their advice, and companies to assess public opinion. No more, no less.

The world has lots of people who b itch about things, and not so many that solve things. On what side are you?

From the parts I've gone through, it doesn't seem like you're solving much.

It may not be the solution you're looking for, but with all due respect, I don't see you trying to solve anything at all. You have criticisms of RoR, okay, we all get that. I already explained why we are linking to anything we find from all sources of media, and there is no legal explanation for why we should not provide access to information from all sources, including RoR.

You'll go far only listening to the criticism you want to hear.

I'm reading everything here. Just because I don't act on every piece of advice from "You won't make money" to "You're not an agent" doesn't mean I'm not reading it.

 

[LGilmore]

Good Luck with that. I'm done.

You just want a wee wee match.

"but with all due respect, I don't see you trying to solve anything at all."

With which situation... yours?

You know people told Custer not to go into the little big horn, did he listen? Go get em general.

Done, done and out.

 

[Alston]

I think that one can be concerned about helping people avoid insurance scams and still enjoy and appreciate this business.

If you care about the business and want to be in it long term, you don't want the industry's reputation, and yours by extension, to be sullied by the scam artists. You want the scam artists eliminated, even if exposing the charlatans gives negative publicity to the industry.

 

[InsuranceGuru]

Good Luck with that. I'm done.

You just want a wee wee match.

You suggested that report verification would enhance the site. I responded by telling you the law imposes more liability on us if we try, which is not liability we intend to open ourselves to. Furthermore, there is little to no way to institute such methods with any accuracy. What you see is what you get, and if that isn't something you approve of, then there's not much I can say to change your mind.

"but with all due respect, I don't see you trying to solve anything at all."

With which situation... yours?

No, with the industry. Unless you have a website that does what we're doing any better, then I stand by my statement.

If you care about the business and want to be in it long term, you don't want the industry's reputation, and yours by extension, to be sullied by the scam artists. You want the scam artists eliminated, even if exposing the charlatans gives negative publicity to the industry.

Hey Alston, good blog post. Have you considered writing a how-to article (or have you already) for dealing with a claim or CS issue with their carrier? Just wondering if you've considered doing it if you haven't already, as I think it almost "advertises" your knowledge and capability in servicing your client. Like Al eludes to with his sales letter page... he sells himself on the service he offers, not just the access he has to products.

That's more or less what I was suggesting that agents could do on ISN if they chose to - in this post.

 

[Alston]

What is a CS issue?

 

[LGilmore]

"You suggested that report verification would enhance the site."

NOPE NEVER DID.. go back and recheck.

Of the ones I went through most all were complaining about a product they DIDN'T F ING OWN in the first place! Wouldn't it be a good idea to explain to them that what they bought isn't what they are complaining about? Could it be that the "guru" who told them they bought a "wrong" product was in fact wrong about the product to begin with?


If a person is going off about a product they don't own, shouldn't YOU explain that to them? Wouldn't that be of service? Save them a little embarrassment, maybe?

So again, with all due respect I don't see you trying to solve anybody's problem at all. Because you make no effort to read the complaint and ask further questions. You'd rather let that person be stupid a while longer. Maybe be stupid long enough to do financial harm to themselves.

SO no, I don't see you providing a "industry shaking" service anymore than a bathroom stall wall provides helpful news.

besides... what are you REALLY solving in the industry? Whom have you shaken to the roots of their business and caused such a change in their practices?

I get it, you don't really want to work as an agent and figure you'll make your living this way. Good luck. Hopefully you're not over leveraged with this project.

Just so you know, I do solve some of the industry's problems..one client at a time. Just like alot of other good quality agents out there do everyday.

I know you were struggling earlier and hoped you landed somewhere where you could be focused and successful. I guess that didn't happen, sorry.

 

[InsuranceGuru]

What is a CS issue?

Customer Service issue.

"You suggested that report verification would enhance the site."

NOPE NEVER DID.. go back and recheck.

Of the ones I went through most all were complaining about a product they DIDN'T F ING OWN in the first place!

You must not have read many. There are over 350... surely you're not going to tell me they're all people that don't understand what they bought (even the majority? really?).

Wouldn't it be a good idea to explain to them that what they bought isn't what they are complaining about? Could it be that the "guru" who told them they bought a "wrong" product was in fact wrong about the product to begin with?

It could be. I'd like to see agents actually participate when we start receiving submissions from the public. I'd love to see a lot of activity and positive growth in the site. Sure! I don't know what your complaint is at this point. You'll have to be more specific, because as far as I can tell, your complaint is the same as Dave's was.

I never meant to put words in your mouth, so if I'm not understanding what your objection is, you'll have to be more specific about the content on the site... i.e., the front page, the About section, Using ISN, etc.

If a person is going off about a product they don't own, shouldn't YOU explain that to them? Wouldn't that be of service? Save them a little embarrassment, maybe?

Again, I have NO IDEA what you're talking about. You're assuming I understand your frustration, but I'm thoroughly lost.

So again, with all due respect I don't see you trying to solve anybody's problem at all. Because you make no effort to read the complaint and ask further questions. You'd rather let that person be stupid a while longer. Maybe be stupid long enough to do financial harm to themselves.

SO no, I don't see you providing a "industry shaking" service anymore than a bathroom stall wall provides helpful news.

"Industry shaking..." did I say that? We do aim to collect as much content as possible, be as thorough as possible, in the information we have on the site. But like I already pointed out, we'd also like to have agent advice articles, more helpful resources, and a broader coverage of the news stories regarding bad faith insurance issues.

Besides... what are you REALLY solving in the industry? Whom have you shaken to the roots of their business and caused such a change in their practices?

I get it, you don't really want to work as an agent and figure you'll make your living this way. Good luck. Hopefully you're not over leveraged with this project.

Just so you know, I do solve some of the industry's problems..one client at a time. Just like alot of other good quality agents out there do everyday.

I know you were struggling earlier and hoped you landed somewhere where you could be focused and successful. I guess that didn't happen, sorry.

Half the banter here has nothing to do with the site... it's more insults and innuendo about me. You're free to sling the mud all day, but don't expect me to participate in it.

And I appreciate that you help your clients and make a living at it - that's great. We have a different model of business for long-term, sustainable income. I've had some great feedback from agents, and I've had great feedback from consumers.

If you're really that concerned about ME (which I really doubt since you don't KNOW me), you can be assured we've put a lot of thought into what we'll do from one stage to the next with regard to business. It's simply not something I'm going to discuss here with you.

 

[LGilmore]

"We have a different model of business for long-term, sustainable income. I've had some great feedback from agents, and I've had great feedback from consumers. "

Well, good luck with that. Let's hope that feedback puts food on your table, buys clothes for your kids and a roof over your head.