- 379
Interest rates have moved up this year.
At what point, will the new, higher interest rates make ROP
Term a viable option again?
I liked the product for some clients.
Especially the products where you have the option
of taking a reduced paid-up policy with the return
of premium or taking the cash.
It isn't for everyone, nothing is.
When I run my Compulife there are just a few
companies still showing the product.
Illinois Mutual
Assurity Life
Cincinnati Life
Have the best pricing.
There wasn't any A+ companies showing up.
I don't have a way of knowing what the premium would be
if you used a WL and took a reduced paid-up face amount
that would equal the ROP Term.
That would be an interesting comparison to me.
Shooter
At what point, will the new, higher interest rates make ROP
Term a viable option again?
I liked the product for some clients.
Especially the products where you have the option
of taking a reduced paid-up policy with the return
of premium or taking the cash.
It isn't for everyone, nothing is.
When I run my Compulife there are just a few
companies still showing the product.
Illinois Mutual
Assurity Life
Cincinnati Life
Have the best pricing.
There wasn't any A+ companies showing up.
I don't have a way of knowing what the premium would be
if you used a WL and took a reduced paid-up face amount
that would equal the ROP Term.
That would be an interesting comparison to me.
Shooter