Interviewing at Metlife, Advice?

[hydrarx]

Thank you! I'm studying for the exam now and trying to read as much as possible on this forum to get an idea about how to generate leads.

One organization I've identified that I think may be great to join for many reasons, including generating leads is EANGUS -- The Enlisted Association of the National Guard of the United States.

 

[VolAgent]

Thank you! I'm studying for the exam now and trying to read as much as possible on this forum to get an idea about how to generate leads.

One organization I've identified that I think may be great to join for many reasons, including generating leads is EANGUS -- The Enlisted Association of the National Guard of the United States.

Affliating marketing is great, as long as someone hasn't already pumped that well dry.

This may not matter as much going forward, who knows. Make sure Metlife will still pay the death benefit if war declared or undeclared is the cause of death. Prudential may be a better option for you, I believe they will cover it. I'm not sure about Metlife.

Again, if you are really interested in investments, Metlife is not the place for you. Go talk to some Raymond James reps and see if they will take you on. Better chance than going to a wirehouse.

 

[xrac]

Talk the Edward Jones. Google them.

You took the words right out of my mouth.

 

[hydrarx]

Affliating marketing is great, as long as someone hasn't already pumped that well dry.

This may not matter as much going forward, who knows. Make sure Metlife will still pay the death benefit if war declared or undeclared is the cause of death. Prudential may be a better option for you, I believe they will cover it. I'm not sure about Metlife.

Again, if you are really interested in investments, Metlife is not the place for you. Go talk to some Raymond James reps and see if they will take you on. Better chance than going to a wirehouse.

Excellent question, and one that got covered in my interview. Turns out MetLife will cover the death benefit in the event of war. Of course, I'm just going by what they told me, I haven't seen the contracts myself yet, but the interviewer did mention MetLife was one of the few insurance companies that did payout due to war related death.

The more I read about insurance, the more I believe that I could be content going this route. Of course, I'm worried about being able to make it, but I'm willing to give it a shot.

 

[Jacob59]

Excellent question, and one that got covered in my interview. Turns out MetLife will cover the death benefit in the event of war. Of course, I'm just going by what they told me, I haven't seen the contracts myself yet, but the interviewer did mention MetLife was one of the few insurance companies that did payout due to war related death.

The more I read about insurance, the more I believe that I could be content going this route. Of course, I'm worried about being able to make it, but I'm willing to give it a shot.

I promise you can make it if your attitude is right and you give 100% of all you have to learning and working a plan each day. I say get 2-3 years of training and experience and then go independent. Your future will be secure if you do this.

 

[hydrarx]

I promise you can make it if your attitude is right and you give 100% of all you have to learning and working a plan each day. I say get 2-3 years of training and experience and then go independent. Your future will be secure if you do this.

Thanks! That definitively seems like a good plan.

I'm sure this probably happens a lot from the MetLife recruits, but I got some snoopy thank you cards to mail out to the interviewers tomorrow.

 

[Newby]

If a company does NOT cover acts of war...how does that work?

If a policy is non-contestable but the insured is in a building that is bombed by people from a country that we are at war with, would the policy not pay? Or is it only in the contestable period?

 

[Norwayguy]

Thank you! I'm studying for the exam now and trying to read as much as possible on this forum to get an idea about how to generate leads.

One organization I've identified that I think may be great to join for many reasons, including generating leads is EANGUS -- The Enlisted Association of the National Guard of the United States.

Be sure to speak to your office about requirements of selling to military memebers

 

[VolAgent]

If a company does NOT cover acts of war...how does that work?

If a policy is non-contestable but the insured is in a building that is bombed by people from a country that we are at war with, would the policy not pay? Or is it only in the contestable period?

It is in the contract that has been approved by the DOI. So I guess they would investigate it just as if it was contestable period.

Remember 9/11. I believe most if not all companies went ahead and paid versus contest it as an act of war and deal with the PR nightmare.

 

[ikeman07]

Don't be afraid to reach out to your close friends and family, just don't approach it solely as a selling opportunity. In fact you will probably find that you don't like working with friends and family. What you can do in a meeting with these people is explain what you are doing, the process you use to help clients, and then ask them what their experience has been working with people in this industry. The answers will vary greatly depending on people's experiences, either way, you can then ask them for referrals to people they think would value the process you offer. You get one of three answers: 1. I can't think of anyone. 2. Here is my buddy that just had a kid, give him a call etc. 3. I could probably use a review of my insurance plan, can you help me out?

You don't have enough friends and family to make a career, so you need to use your warm market as leverage to get into a bigger market.

And do as much joint work as you can with veteran reps in the beginning. You will get paid a whole lot more splitting a case than you will doing it on your own.