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Maybe I’m wrong, but it sounds like maybe you don’t believe in what you’re selling. This isn’t a business you get into just because you heard you can make good money (even though people do). You have to believe that you’re doing some good and helping people solve a problem.So far what I am really seeing is that these customers, these old people don't really want the policies or already have it.
So, here’s a couple questions: 1) What is it you’re currently selling? 2) Who are you marketing to? 3) What problems does that group of people have that your product and/or system can solve?