Is it worth getting appointed with Celtic?

Dec 10, 2008

  1. 81Firebird
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    81Firebird Expert

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    I am a new agent and the members forum has been extremely helpful answering some of questions. I am in Michigan and plan on also selling in CA and OH. I am trying to get signed up for most of the top carriers in these markets and was wondering if I should get appointed with Celtic?
     
  2. STIBROKER
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    STIBROKER Like My post and enter the DRAWING,,,, Moderator

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    You get appointed with everyone.....it close's the door.....
     
  3. moonlightandmargaritas
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    moonlightandmargaritas Guru

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    Is Celtic still in business?
     
  4. TXINSURANCE
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    TXINSURANCE Guru

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    That 10% as earned really adds up fast, do the math.

    LOL.
     
  5. cdpowell
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    cdpowell New Member

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    Just out of curiousity, is Celtic competetive in ANY area of the United States?
     
    cdpowell, Dec 12, 2008
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  6. CHUMPS FROM OXFORD
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    CHUMPS FROM OXFORD Guru

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  7. indmedins
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    indmedins Guru

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    I hope you are joking because I got a laugh out of this for the sheer definitiveness or your certainty.
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    One would think Celtic would be competitive in Boston or Dublin.
     
    Last edited: Dec 12, 2008
  8. padthaiforlunch
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    padthaiforlunch Guru

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    That was my first thought. When asked I let it be known that I don't sell celtic because their price/product is out of whack. Of course I'm contractd with Anthem/bc, who's jsut an uncompetitive here, but at least the have some brand recognition.
     
  9. Crabcake Johnny
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    Crabcake Johnny Guru

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    Also

    Walla Walla Washington
    Pismo Beach CA
    Albuquerque NM
     
  10. somarco
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    somarco That Medicare Expert Guy

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    Is that north Lubbock or south Lubbock?

    Competitive is relative. Sometimes they are, sometimes not.

    I haven't used them in probably 3 years.

    Underwriting sucks. They use a rented network. They have almost no customer or agent support.

    Even if they are competitive, why bother?

    That being said, I did lose a case to them a few weeks back. Their premium on a comparable plan was nearly double but they had a PCP in their rented network that was not in any of the proprietary networks.

    It was an illogical purchase. The guy was willing to pay an extra $250 per month to see his doc a couple of times a year on a par basis.
     
    somarco, Dec 13, 2008
    #10
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