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Cendee,
Were you told by a PGI Business Development Manager that we could not help you because the city you are in was over saturated? Who told you the town was at Agent capacity? What group did you go with? SIAA, PGI or Both?
Just so everyone is aware the old post that blasts me is from 2014. I have not actively recruited for PGI since about 2013. And I (We) usually get feedback on the other end of the spectrum. More along the lines of, "PGI slowed me down. pointed out weaknesses in their own contract, helped me consider and make the right choice for me, not them...."
I understand it as SIAA/AHA that said no to Cendee going into his/her hometown.