Is there a contestable period for Medigap policies as with life insurance?

[steve heller]

If a client has been underwritten and accepted for a Humana Medigap policy, is there a limit to how long Humana has to claim that the client was untruthful in answering the application questions? I'm assuming no obvious fraud but just forgetting about a minor issue that happened some time ago, e.g., "Have you had prescriptions written in the last 2 years?" There are a hundred questions or more and not every senior applicant is going to remember all of those details.

Thanks.

 

[goillini52]

If a client has been underwritten and accepted for a Humana Medigap policy, is there a limit to how long Humana has to claim that the client was untruthful in answering the application questions? I'm assuming no obvious fraud but just forgetting about a minor issue that happened some time ago, e.g., "Have you had prescriptions written in the last 2 years?" There are a hundred questions or more and not every senior applicant is going to remember all of those details.

Thanks.

The contestable period for health insurance is usually 2 years.