Is this considered rapid disenrollment?

jack3454

Super Genius
242
If you enroll someone for an Oct1 start date then say a better plan comes along for Jan1 and you switch them during AEP, would this be a rapid disenrollment even though its a different year?
 
If you enroll someone for an Oct1 start date then say a better plan comes along for Jan1 and you switch them during AEP, would this be a rapid disenrollment even though its a different year?
No if switch is made using AEP election code however it is the carriers option whether or not they will charge back but you don't get rapid disenrollment demerits on your permanent record.lol.

I believe most plans don't charge you back including UHC who use to do charge backs up until 2023.
 
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There’s no rapid disenrollment what I’ve read the last 3 months of yr .Yes you get chargeback but it’s not considered rapid disenrollment as all plans written last 3 months of yr basically term 12/31 . But in the op’s note Thats irrelevant . Write them 10/1 you get prorated commission until 12/31 . Write new plan starting 1/1 you get 12 months comp prorated
 
There’s no rapid disenrollment what I’ve read the last 3 months of yr .Yes you get chargeback but it’s not considered rapid disenrollment as all plans written last 3 months of yr basically term 12/31 . But in the op’s note Thats irrelevant . Write them 10/1 you get prorated commission until 12/31 . Write new plan starting 1/1 you get 12 months comp prorated

Well it is 3 extra months of commish if they don't charge back.I know for sure that UHC now lets you keep that 3 month if they switch plans in AEP
 
Well it is 3 extra months of commish if they don't charge back.I know for sure that UHC now lets you keep that 3 month if they switch plans in AEP
Yes there’s no chargeback as there’s no rapid disenrollment last 3 months if yr . Technically all plans term at the end of yr . Go to Jarvis and pull up any plan you’ve written this yr . Look under application status . All your plans wrote this yr will have term date of 12-31 regardless if you move them during aep
 
Yes there’s no chargeback as there’s no rapid disenrollment last 3 months if yr . Technically all plans term at the end of yr . Go to Jarvis and pull up any plan you’ve written this yr . Look under application status . All your plans wrote this yr will have term date of 12-31 regardless if you move them during aep

Right Jarvis always has showed end date for last day of year but they use to charge you back for those 3 month if you enroll them in a different plan for 1/1 even if you used AEP code-starting for 2024 they don't
 

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