Just Passed my Life Test and Have a Few Questions on Commissions

Dow101

New Member
18
So I was about to become a captive agent yesterday with a company most of you don't like. I have never sold FE so I figured I need training. Why not go to a agency that does that? What's the point of me getting higher payouts if I don't know how to sell and service. They emailed me the contract and the kool-aid I had been sipping that tasted so good a day ago became a toxin.I knew I would be getting 80% and was ok with that. What I did not know was how much less I would be getting just for mode of payment 40% if they use a debit card. Is that normal?
 
If you are going to take a cut in comps, dont go to LH. You can get higher comps, better renewals, better companies and easier underwriting at EFES. Just dont go under Joe C lol.
 
Dow101, that's not going to be the first let down you'll be having on commissions. Get use to it, Kool-Aid has a bad taste.

Suggestion, try finalexpense101.com go from there.
 
Many successful agents on this forum started with EFES, got training and experience there, then eventually went independent. From what I''ve read here, it is a much better deal than LH.
 
After reading the contract and finding a few training videos online where the sales person would say stuff like "I get paid if you buy or not" that just felt so wrong. No chance of me going with them I just want to know if others greatly reduce comm based on mode of payment.
 
Really, that's where I work. I think you should consider Lincoln Heritage. Do you mind if I ride along with you?:biggrin:

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Ummm...I was kidding about LH. I have worked LV on and off for about 7 months...with moderate success. LOTS of agents in LV so you need to be with an IMO that has really competitive rates. Direct mail leads are tough to get responses from. TM leads are tough also because of the national do not call list.
 
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Yeah I know. I wasn't trying to start a bashing thread I just really want to know if comm drop that much if you go somewhere else.
 
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