Re:what I might be getting at. I have not yet learned anything about the costs, locations, content, time duration and frequency of the exams. I did purchase an ExamFX life and health book (and also a prop and casualty book because the seller would not "break the set") at an online auction. The book has a 2013 copyright, but the seller said he had purchased it 3 months ago and then changed his career plans. I am in a position of basically knowing nothing, I wanted paper in my hand vs being hooked to a computer terminal at this point. I was just trying to get a sense of how complete or incomplete my knowledge would be -- in relation to the test -- after I wade through it. I don't care about 100%-I am not of the intellect, memory, or test taking skills to be a 100%er; I just want to pass and be on the front end of holding a life and health license for a couple of years to then evaluate subsequent steps. (I dont remember his exact words, so I will use the word register, the seller indicated he had registered the P&C book, but had done absolutely nothing with the Life and Health book-if that makes any difference in your response.) At any rate, that's what was behind my question.