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Completed the contracting, I do run into the under 50 age group with my clients and need a carrier that will take the younger ages. and the ROP is only for 2 years with full DB at the beginning of year 3. I did write the HHC with Bankers there is a niche for this product.
Is Kemper in IN? If so how much for a 74M non smoker for $5k?