Let Them Keep Their Plan!

What happens to the guaranteed renewable clause for GF plans?


Same as what happens with any discontinued policy series. You upgrade to the new plan on the anniversary and the old series goes away.

I see no advantage to grandfathered plans once the new plans come out.
 
July 21, 2013

The American public is STARTING to understand that they might not be able to keep their current health insurance plan.

In less than 70 days, they will also find out that they might not be able to keep their family's physician either. The chit will hit the fan so hard, blades will break!

In a pre-emptive move (that won't work, of course), HHS has changed the HealthCare.gov website Q&A to let the American public know that they might NOT be able to keep their family's physician...unless they choose their ObamaCare policy VERY CAREFULLY.

Story: HHS Admits: You Might Not Be Able to Keep Your Doctor Under Obamacare | The Weekly Standard

-ac
 
The new Ocare plans, especially those sold on the exchange, are going to be a major disappointment once the plans are used.

I anticipate reactions like those under NHS that think the British health care system is great because they can go to a doc or fill an Rx and never have to pay a dime.

Until you have tried to actually USE the NHS for something major you have no clue just how bad the system really is.
 
The new Ocare plans, especially those sold on the exchange, are going to be a major disappointment once the plans are used.

I anticipate reactions like those under NHS that think the British health care system is great because they can go to a doc or fill an Rx and never have to pay a dime.

Until you have tried to actually USE the NHS for something major you have no clue just how bad the system really is.


My understanding is the plans in the exchange they will have to pay for co-pays & deductible just like you will for plans outside the exchange.
 
Yes, they will, which is part of the disappointment. Those <250% FPL will get cost-sharing subsides based on their income, but everyone else wont.

Additionally, many of us are predicting smaller networks, with hospitals overloaded by more people than ever with healthcare using those select hospitals for their pent up demand. Provider shortage is a very real scenario, as are long wait times.

Basically, it could be the disappointing experience of the NHS, but with a cost associated, both out-of-pocket and on premium.
 
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