Life Insurance and Smoking

[LottieGarza]

As I know life insurance companies always want that their policy holders are having good health, in life insurance world if you considered as smoker and if you fill yes in your application that you are smoker, one thing is clear that a smoker has to pay nearly three times the premium of non smokers. So it is easy to say that some people where lie on their policy application.

 

[goillini52]

As I know life insurance companies always want that their policy holders are having good health, in life insurance world if you considered as smoker and if you fill yes in your application that you are smoker, one thing is clear that a smoker has to pay nearly three times the premium of non smokers. So it is easy to say that some people where lie on their policy application.

Lottie, are you sure they don't charge more like 4 times as much? Which companies do you represent that only charge 3 times as much for a smoker?