Lincoln Heritage Premium

Every CONTESTIBLE claim I have ever filed with them (and there have been several) has been declined. So where does that leave us?

I'm not saying these should have been paid. I'm saying they should never have been sold to start with.

What % do they pay company wide? Do they ever talk about that number?

I received a letter from Settlers Life stating in 2011 they rescinded 93 claims which was 1.14% of their claims for the year. Since companies do not normally post this I am not sure if this is great or not but it does sound impressive.
 
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I learned years ago while working in the car business there is only one sure time when your client is not lieing. Its when his lips aren't moving..

Its not my job to catch the client in a lie about his health.

No but it is your job to let the company know if you suspect that to be the case.
 
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