Is it noon yet?You been hittin' the moonshine again Rouse?
Lincoln Heritage - what is their niche? Are they #1 as they say?
- Thread starter myinsurebiz
- Start date
- 4,130
What's insteresting is looking at there new rates at some 75-85 spots there not crazy high, what tends to do them in is agents putting 5-7/m extra ADR on the policy.
I have never worked with them but I am sure the agents are taught to "build" the premium...
- 4,130
I just had a 79 M paying $139/m for 5k with LH. Looking at the rates posted here 40ish a month was accidental that's insane.
That's as old as the hills. The big mutuals have always taught their agents to add the "waiver of premium" to the whole life plans. Same idea as it looks good and builds the perceived value while not costing much. Like ADB it probably hardly ever pays out. Just some more profit for the company.
- 30,590
That doubles the value of the policy.
- 1,011
There's no better lead you'll ever get than a client with a LH policy ...
Jaymon
Super Genius
look they have planes too....
FP Group | One of the Nation's Largest Final Expense Insurance Agencies
FP Group | One of the Nation's Largest Final Expense Insurance Agencies
- 5,943
They cover just about anything for far too much. They tend to have poorly trained agents, and they are known to "eat their own."
If you are looking for an expensive cannibalistic carrier... they are the #1.
Bradley Jennings lives a very lavish lifestyle, but he is also extremely generous with his givings.
