Lincoln Heritage

[Jerard]

Most definitely. Went out last week and helped a lot of people that were wronged by LH.

That's part of my referral program
"Friends don't let friends buy Lincoln Heritage"

Just be careful you aren't guilty of Twisting. Two wrongs don't make a right. But two rights make a U-turn.

 

[Newby]

Just be careful you aren't guilty of Twisting. Two wrongs don't make a right. But two rights make a U-turn.

In what world is selling a guy $12,000 WL coverage for what he was paying for $10,000 WL considered twisting? Unless he just doesn't want to change and you try to pressure him.

 

[KenoKat88]

Just be careful you aren't guilty of Twisting. Two wrongs don't make a right. But two rights make a U-turn.

All jokes aside, I do look out for the clients best interest. I make the offer and when they see they are getting more value they are ready to jump ship. One lady had LH for 2 years. I showed her more coverage and saved her $3 bucks. Her response "How do I cancel this ____! I knew I was getting ripped off, but the guy told me (insert any Lincoln lie you choose here) ......"

I also have a guy who is 3 months shy of his modified waiting period. I can't help him, so I am definitely not going to hurt him by putting him in another waiting period.

 

[Jerard]

In what world is selling a guy $12,000 WL coverage for what he was paying for $10,000 WL considered twisting? Unless he just doesn't want to change and you try to pressure him.

My point was that it would be easy to take something an agent reads on here and repeat it to a client that has LH (or Bankers). Or even to use the same 'dirty tricks' they use to try to make the sale.

In addition to that I was trying to help those that haven't heard of "twisting". How many times do we see new agents post something like: "I just got my license....what is the difference between term and whole life?". So I would suspect many more missed that 'twisting' part of the exam. Not everyone makes 100% on their exam but these are two "biggies" that everyone should know before ever walking into the testing room.

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All jokes aside, I do look out for the clients best interest. I make the offer and when they see they are getting more value they are ready to jump ship. One lady had LH for 2 years. I showed her more coverage and saved her $3 bucks. Her response "How do I cancel this ____! I knew I was getting ripped off, but the guy told me (insert any Lincoln lie you choose here) ......"

I also have a guy who is 3 months shy of his modified waiting period. I can't help him, so I am definitely not going to hurt him by putting him in another waiting period.

You, Sir (assuming), are one of the good ones. Thank you for being an inspiration.

 

[WinoBlues]

..............

In addition to that I was trying to help those that haven't heard of "twisting". How many times do we see new agents post something like: "I just got my license....what is the difference between term and whole life?"...........

That is a good point. How many new agents for we see parrot wrong info on UL.

 

[Newby]

My point was that it would be easy to take something an agent reads on here and repeat it to a client that has LH (or Bankers). Or even to use the same 'dirty tricks' they use to try to make the sale.

In addition to that I was trying to help those that haven't heard of "twisting". How many times do we see new agents post something like: "I just got my license....what is the difference between term and whole life?". So I would suspect many more missed that 'twisting' part of the exam. Not everyone makes 100% on their exam but these are two "biggies" that everyone should know before ever walking into the testing room.

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You, Sir (assuming), are one of the good ones. Thank you for being an inspiration.

I can agree that the Golden Rule is: Don't sell something that you don't understand.
Don't replace something that you don't understand.
And don't replace a policy that leaves your client in a worse position.

 

[Gooner]

That is a good point. How many new agents for we see parrot wrong info on UL.

I see what you did there..that's funny

 

[rousemark]

OK cousin Rouse.....5oz of grain alkihol.

That's better.. 5 ounce straight grain alcohol..

 

[Jerard]

That is a good point. How many new agents for we see parrot wrong info on UL.

For example?



..........

 

[WinoBlues]

For example?



..........

You are a day late you lose the guarantee.

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For example?



..........

You are 30 late and you lose your coverage.