Looking for 1 and 2 Year MYGA's

[scagnt83]

Well I must be wearing orthopedic shoes, because I stand corrected. Pulled the application on the last one that I wrote and they do indeed only go down to a 3yr.

IR at that time was 2.1%, maybe that's where I got a 2 in my head?

Probably. It is now under 2% last I looked on annuity rate watch. I wouldnt be surprised if there was a fraternal out there that offered a 2 year myga though.

If it is NQ and they are healthy, just single pay a NA IUL with waiver of surrender rider. Positive growth year 1 even on the guaranteed column. Totally liquid.